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Best student loan rates for January 2022

As of January 28, 2022
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Get student loan refinance offers

Answer a few questions in two minutes or less to see which student loans you pre-qualify for. It's free and will not impact your credit score.

4.6

Bankrate Score
Fixed APR From

2.49%

with AutoPay
Loan Amount JB

$5k- $500k

Term: 5-20 yr
Min. Credit

650

Apply on partner site

4.6

Bankrate Score
Fixed APR From

2.44%

with AutoPay
Loan Amount JB

$5k- $500k

Term: 5-20 yr
Min. Credit

650

Apply on partner site

4.5

Bankrate Score
Fixed APR From

2.44%

with AutoPay
Loan Amount JB

$10k- $750k

Term: 5-20 yr
Min. Credit

Not disclosed

Apply on partner site

4.1

Bankrate Score
Fixed APR From

2.49%

with AutoPay
Loan Amount JB

$5k- $300k

Term: 5-20 yr
Min. Credit

660

Apply on partner site
Fixed APR From

2.15%

with AutoPay
Loan Amount JB

$5k- $500k

Term: 5-20 yr
Min. Credit

660

Apply on partner site
Fixed APR From

2.50%

with AutoPay
Loan Amount JB

$5k- $500k

Term: 5-20 yr
Min. Credit

650

Apply on partner site

Secure a great loan in 3 easy steps

  1. 1

    Answer a few questions

    Take just two minutes to answer questions about yourself and the loan you need. This service is free, and it won't affect your credit score.

  2. 2

    Compare your offers

    Get prequalified and compare loan or other product offers based on the things that matter to you, like APR and monthly payments.

  3. 3

    Lock in your rate

    Choose a lender and visit its website to complete the application process. If you're approved, you could get cash in your account as soon as the next day.