Wawanesa Insurance Review 2020: Car, Home & Renters

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Most individuals pay for more than one type of insurance. They may have homeowners insurance and coverage for at least a couple of vehicles. Bundling insurance with one company could save you money on your insurance premiums — and time when paying them.

Wawanesa insurance serves residents of Oregon and California by providing home, auto, renters and condo insurance. Take a closer look at the company’s offerings.

Wawanesa car insurance

Wawanesa was established in 1896 and has been offering vehicle insurance for as long as cars have existed.

Coverage

The following Wawanesa auto insurance coverages are available to protect your vehicle:

  • Automobile medical payments
  • Bodily injury liability
  • Collision
  • Comprehensive
  • Property damage liability
  • Rental reimbursement
  • Roadside assistance
  • Uninsured/underinsured motorist
  • Vehicle manufacturer replacement parts coverage

The vehicle manufacturer replacements part coverage guarantees that only factory parts are used in repairs.

Discounts

Take advantage of Wawanesa car insurance discounts to save money:

  • Loyalty discount for policies of one year or more
  • Good driver discount
  • Multi-car discount
  • Driver improvement course discounts for drivers ages 55 and older

Wawanesa home insurance

If you own your home, condo or apartment, you can protect your investment. Wawanesa homeowners insurance provides coverage for your home’s structure and contents.

Coverage

Wawanesa Insurance has a broad range of coverage to protect one of the most important investments you’ll ever make — your home:

  • Dwelling
  • Other structures
  • Personal property
  • Loss of use
  • Personal liability
  • Medical payments to others
  • Increased limits
  • Scheduled property
  • Special limits enhancement endorsement
  • Identity fraud expense
  • Home systems protection
  • Service line
  • Home cyber protection

Discounts

Here are some discounts you may be able to get:

  • Burglar alarm
  • Multi-policy
  • Non-smoker
  • Sprinkler system
  • Water alarm

Aim for more than one discount on your homeowners insurance to maximize your savings. You’ll not only cut your home insurance costs back, but you’ll also create a safer home.

Wawanesa renters insurance

Wawanesa insurance provides coverage for both condo dwellers and renters. Although renters insurance isn’t mandatory, protecting your valuables with an affordable renters insurance policy is a wise decision.

Coverage

The following coverages protect you and your property:

  • Personal property
  • Loss of use
  • Personal liability
  • Medical payments to others
  • Scheduled personal property
  • Increased limits for jewelry, collectibles, firearms and more

Roommates will need their own renters insurance.

Discounts

Wawanesa renters insurance can be even more affordable, thanks to the following discounts:

  • Residence protection device including fire alarms, burglar alarms, deadbolts and fire extinguishers
  • Gated community/secured building discount

Wawanesa ratings, reviews, customer satisfaction and complaints

When evaluating your insurance options, take Wawanesa’s financial stability and customer reviews into account.

J.D. Power 853/1,000 for first place
NAIC Complaint Index 3.7 (above average)
Better Business Bureau A+
AM Best A-

Reasons why Wawanesa is a good option for insurance

Wawanesa is an excellent option for the budget-conscious. The company claims new customers can save between 25 and 30 percent on their insurance. It’s best to bundle auto and home coverage for maximum savings. The process of getting insured is fairly fast — you can purchase insurance straight from the Wawanesa website. You won’t need to deal with brokers or third-party insurance agents.

Additional policies offered by Wawanesa

Besides the coverages mentioned by insurance type, Wawanesa Insurance also offers the following:

  • Condominium coverage
  • Business insurance
  • Credit card protection
  • Forgery and counterfeit money coverage
  • Jewelry insurance
  • Limited earthquake coverage for California homeowners and renters

You can add these to your policy or get them separately.

Frequently asked questions

Is Wawanesa insurance cheap?

Insurance prices depend on many factors, making it hard to ballpark the cost. Fortunately, you can get a Wawanesa insurance quote in minutes through the online portal. Take advantage of the simple quoting tool to change your policy limit amounts to see how the price of your Wawanesa insurance can vary.

When should I update my Wawanesa policy?

Some typical reasons you may want to review and update your Wawanesa policy is:

  • After a move or change of address
  • When buying or sell a vehicle
  • After you start a home-based business

Even outside of these reasons, you should review your policy at least once per year. You’ll want to check your policy to confirm the information is correct and make any changes needed.

How do I file a claim?

You have enough on your plate. Wawanesa wants to make the claims process as simple and stress-free as possible. To file a claim, visit the Wawanesa website and enter the required information. Answer a few questions and add your full name and you’ll be done filing a claim in just a few minutes.

In what states is Wawanesa insurance available?

Wawanesa is only available to residents of the states of California and Oregon at this time. If you’re in search of home, renters or car insurance, seek other insurance providers for your area.