Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.
Best car insurance in Iowa for 2024
Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.
Best car insurance companies in Iowa
For the average driver, Iowa car insurance costs $1,683 per year for full coverage, while minimum coverage averages $317 per year. Although these rates are far lower than the national averages of $2,545 and $741 for full and minimum coverage, respectively, many drivers may still be looking to save on their Iowa car insurance premiums.
We began our search for the best car insurance companies in Iowa by analyzing average rate data from Quadrant Information Services for dozens of carriers writing policies in the Hawkeye State. From there, we rounded out our list of top companies in Iowa by looking at customer satisfaction scores from J.D Power, financial strength ratings from AM Best, coverage options, discount availability and digital tools.
These factors and other key metrics were translated into a Bankrate Score for each carrier. With a maximum of five points, the Bankrate Score provides a quantitative overview of how well a carrier may be able to meet your insurance needs. Carriers with higher scores fared well in several of our rating categories.
Insurance company |
Bankrate Score
|
Average full coverage rate | Average min coverage rate |
---|---|---|---|
4.4
|
$1,217
|
$175
|
|
4.4
|
$1,226
|
$195
|
|
4.3
|
$1,680
|
$231
|
|
4.3
|
$1,430
|
$268
|
|
4.0
|
$1,370
|
$487
|
Progressive
4.4
4.4
Avg. full coverage premium
$101/mo
Avg. full coverage premium
$1,217/yr
Customer satisfaction
803/1,000
-
Why Progressive made our list: Between its mobile app and web tools, Progressive offers extensive digital management options for policies and claims. Although it doesn't offer the lowest average rates on our list, policyholders may save on their premiums with potential discounts for setting up automatic billing, bundling and enrolling in its telematics program, Snapshot. Homeowners may be particularly interested in Progressive as the carrier offers a discount for homeowners, even if they insure their home with another carrier. Progressive did come in below the segment average in the Central region of J.D. Power's customer satisfaction region, so you may want to speak with existing policyholders about their experience.
Read full Progressive Insurance review
Geico
4.4
4.4
Avg. full coverage premium
$102/mo
Avg. full coverage premium
$1,226/yr
Customer satisfaction
819/1,000
-
Why Geico made our list: In addition to fairly low average rates in Iowa, Geico offers a long list of potential discounts that may help policyholders save on their premiums. Some advertised savings opportunities include affiliation discounts for businesses and organizations, student discounts, military service discounts and multi-vehicle savings. Although Geico doesn't have as many local agencies as some other carriers on our list, it does offer robust digital tools for policy management on the go.
Who Geico may be good for: Drivers looking for low rates and fairly basic coverage options might consider Geico as their carrier of choice.
Read full Geico Insurance review
Auto-Owners
4.3
4.3
Avg. full coverage premium
$140/mo
Avg. full coverage premium
$1,680/yr
Customer satisfaction
829/1,000
-
Why Auto-Owners made our list: Auto-Owners is a more regional carrier offering coverage in 26 states. Although its digital tools are not as robust as the other carriers on our list, local agents are available to assist with face-to-face policy management. Further, the carrier offers numerous discounts, including potential savings for automatic billing, students and bundling insurance products. Potential endorsements with the company include gap insurance, diminished value coverage and roadside assistance.
Read full Auto-Owners Insurance review
State Farm
4.3
4.3
Avg. full coverage premium
$119/mo
Avg. full coverage premium
$1,430/yr
Customer satisfaction
833/1,000
-
Why State Farm made our list: State Farm is the largest car insurance company in the nation. Policyholders may be able to build a more robust policy with add-ons for roadside assistance, rideshare coverage, car rental reimbursement and more. However, the carrier does not offer gap insurance and accident forgiveness coverage must be earned, not purchased. State Farm offers two telematics programs, including one developed specifically for young drivers.
Read full State Farm Insurance review
Nationwide
4
4
Avg. full coverage premium
$114/mo
Avg. full coverage premium
$1,370/yr
Customer satisfaction
792/1,000
-
Why Nationwide made our list: Nationwide offers low average rates for full coverage in Iowa and is one of the largest car insurers in the country. Although it has a below-average customer satisfaction score in the Central region of J.D. Power's study, Nationwide offers a less common pay-per-mile program called SmartMiles that may appeal to low-mileage drivers. Nationwide offers coverage options for antique and muscle cars, as well as accident forgiveness and vanishing deductible endorsements.
Read full Nationwide Insurance review
How Bankrate chose the best car insurance companies in Iowa
Bankrate's insurance editorial team understands that price isn't the only factor for many Iowa drivers looking for the best auto insurance. That's why our Bankrate Scoring model takes into account many metrics beyond just price. Each Score, out of a possible 5 points, accounts for coverage options, discounts, customer service, financial strength and more. We hope you can use these Scores to narrow down your search for the best car insurance company for you.
Why you can trust Bankrate
Read our full methodologyTo help Iowa drivers find the best car insurance, Bankrate’s insurance editorial team reviewed some of the largest insurers by market share. We based our picks on a well-rounded analysis of several metrics related to each company.
46
years of industry expertise
122
carriers reviewed
20.7K
ZIP codes examined
1.2M
quotes analyzed
How to find the best car insurance in Iowa
Evaluating your needs and rating factors may help you find the best car insurance in Iowa. Since each individual brings a unique mix of rating factors and priorities to their car insurance search, the best car insurance company for your neighbor may not be the best car insurance company for you. While determining the right carrier may take some additional research, the importance of finding appropriate coverage cannot be overstated; you need an active policy in order to drive legally on public roads in Iowa.
!
Iowa Public Radio released a report in September 2023 that explored reasons why car insurance rates in the Hawkeye State have risen so quickly. The report noted four reasons why premiums are on the increase:
- Drivers are engaging in more risky driving habits than before the pandemic, resulting in higher levels of accidents and subsequent insurance claims.
- Repairs and parts have increased in price due to damaged supply chains and a tight labor market that has impacted the ability of mechanics to stay on top of repairs.
- Natural disasters, brought on by climate change, are increasing the number of claims made to policyholders' comprehensive coverage.
- Insurance regulators are trying to balance the increases with the need to keep premiums low enough that drivers are still able to afford them.
The report offers a call to action that may be familiar to Bankrate readers: shop around for quotes and consider discounts before you decide on your insurer.
Related content:
Ready for your quote?
Answer a few questions to see personalized rates from top carriers in Iowa
Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.
How much is car insurance in Iowa?
Drivers in Iowa pay significantly less on average than the average driver in the United States. National average premiums are $2,545 for full coverage and $741 for minimum coverage. In Iowa, average car insurance rates are $1,683 for full coverage and $317 for minimum coverage. However, your personal premium may vary from these averages based on your personal rating factors like your age, vehicle type, driving record and ZIP code.
Average rates in Iowa are also cheaper than the nearby states of Nebraska and Illinois. Average annual full coverage rates in Nebraska and Illinois are $1,994 and $2,316, respectively. Large swaths of Iowa are rural and sparsely populated, which may lower the risk of collisions and could be a factor in the state’s low cost of insurance.
Sorry, we don't have enough data yet on this city yet!
But these other cities in the state may give you some insight.
City | Avg. annual full coverage premium | Avg. savings vs. state average |
---|---|---|
Des Moines | $1,751 | +4% |
Corydon | $1,828 | +8% |
De Soto | $1,699 | +1% |
Grand Junction | $1,713 | +2% |
Hamilton | $1,738 | +3% |
Ira | $1,677 | -0% |
Kellogg | $1,674 | -1% |
Lacona | $1,805 | +7% |
Melbourne | $1,688 | +0% |
West Liberty | $1,648 | -2% |
Davenport | $1,733 | +3% |
Adair | $1,837 | +9% |
Altoona | $1,576 | -7% |
Libertyville | $1,736 | +3% |
Burlington | $1,603 | -5% |
Farmington | $1,780 | +6% |
Morning Sun | $1,692 | +1% |
Calamus | $1,628 | -3% |
Clinton | $1,629 | -3% |
Durant | $1,607 | -5% |
Moscow | $1,669 | -1% |
Defiance | $1,764 | +5% |
Dunlap | $1,812 | +7% |
Harlan | $1,782 | +6% |
Magnolia | $1,861 | +10% |
Modale | $1,863 | +10% |
Moorhead | $1,796 | +7% |
Bernard | $1,714 | +2% |
Delaware | $1,730 | +3% |
Elkport | $1,797 | +7% |
Van Meter | $1,689 | +0% |
Havelock | $1,679 | -0% |
Lehigh | $1,704 | +1% |
Otho | $1,709 | +2% |
Whittemore | $1,677 | -0% |
Woolstock | $1,679 | -0% |
Dike | $1,675 | -0% |
North Washington | $1,740 | +3% |
Packwood | $1,725 | +2% |
Rose Hill | $1,706 | +1% |
Argyle | $1,716 | +2% |
Bonaparte | $1,775 | +5% |
Wayland | $1,722 | +2% |
Andover | $1,700 | +1% |
Urbandale | $1,582 | -6% |
Kirkville | $1,722 | +2% |
Pulaski | $1,772 | +5% |
Seymour | $1,843 | +9% |
Houghton | $1,733 | +3% |
Montrose | $1,726 | +3% |
Sperry | $1,704 | +1% |
West Burlington | $1,594 | -5% |
Charlotte | $1,663 | -1% |
Donahue | $1,617 | -4% |
Long Grove | $1,617 | -4% |
Dallas Center | $1,606 | -5% |
Gilbert | $1,532 | -9% |
Gray | $1,766 | +5% |
Hubbard | $1,660 | -1% |
Laurel | $1,692 | +1% |
Maxwell | $1,656 | -2% |
Montezuma | $1,714 | +2% |
New Sharon | $1,687 | +0% |
Unionville | $1,815 | +8% |
Donnellson | $1,721 | +2% |
Bettendorf | $1,643 | -2% |
Columbus City | $1,710 | +2% |
Eldridge | $1,579 | -6% |
Pleasant Valley | $1,652 | -2% |
Reasnor | $1,669 | -1% |
Saint Marys | $1,795 | +6% |
West Des Moines | $1,544 | -9% |
Ames | $1,485 | -13% |
Anita | $1,873 | +11% |
Casey | $1,848 | +9% |
Ankeny | $1,509 | -11% |
Audubon | $1,789 | +6% |
Bussey | $1,720 | +2% |
Colfax | $1,665 | -1% |
Baxter | $1,676 | -0% |
Bayard | $1,798 | +7% |
New Liberty | $1,618 | -4% |
Adel | $1,629 | -3% |
Blairsburg | $1,667 | -1% |
Blencoe | $1,777 | +5% |
Minden | $1,892 | +12% |
Woodbine | $1,854 | +10% |
Dubuque | $1,588 | -6% |
Earlville | $1,725 | +2% |
Panora | $1,804 | +7% |
Lockridge | $1,732 | +3% |
Stockport | $1,763 | +5% |
Camanche | $1,620 | -4% |
Grand Mound | $1,644 | -2% |
Lone Tree | $1,590 | -6% |
Montpelier | $1,653 | -2% |
Hanlontown | $1,674 | -1% |
Saint Ansgar | $1,693 | +1% |
Barnum | $1,721 | +2% |
Emmetsburg | $1,645 | -2% |
Cooper | $1,716 | +2% |
Elkhart | $1,626 | -3% |
Le Grand | $1,683 | +0% |
Macksburg | $1,816 | +8% |
Malcom | $1,695 | +1% |
Buffalo Center | $1,652 | -2% |
Coulter | $1,671 | -1% |
Cylinder | $1,664 | -1% |
Dayton | $1,710 | +2% |
Duncombe | $1,711 | +2% |
Early | $1,690 | +0% |
Prole | $1,757 | +4% |
Rippey | $1,732 | +3% |
Wiota | $1,861 | +10% |
Clive | $1,546 | -8% |
New Providence | $1,691 | +0% |
Newton | $1,609 | -5% |
Ogden | $1,645 | -2% |
Dexter | $1,783 | +6% |
Earlham | $1,779 | +6% |
Galt | $1,678 | -0% |
Grimes | $1,531 | -9% |
Jewell | $1,650 | -2% |
Kamrar | $1,680 | -0% |
Luther | $1,642 | -2% |
Menlo | $1,826 | +8% |
Saint Olaf | $1,798 | +7% |
Spragueville | $1,702 | +1% |
Worthington | $1,695 | +1% |
Lansing | $1,836 | +9% |
Lime Springs | $1,760 | +4% |
Monona | $1,796 | +6% |
Center Point | $1,657 | -2% |
Coralville | $1,470 | -14% |
Iowa City | $1,487 | -12% |
Holy Cross | $1,753 | +4% |
La Motte | $1,725 | +2% |
Sherrill | $1,678 | -0% |
Conroy | $1,706 | +1% |
Readlyn | $1,704 | +1% |
Castana | $1,761 | +5% |
Danbury | $1,750 | +4% |
Hinton | $1,728 | +3% |
Barnes City | $1,726 | +2% |
Berwick | $1,592 | -6% |
Boxholm | $1,667 | -1% |
Collins | $1,639 | -3% |
Alton | $1,643 | -2% |
Le Mars | $1,637 | -3% |
Alexander | $1,669 | -1% |
Belmond | $1,669 | -1% |
Mc Intire | $1,729 | +3% |
Osage | $1,707 | +1% |
Rockwell | $1,657 | -2% |
Rudd | $1,723 | +2% |
Fenton | $1,675 | -0% |
Colesburg | $1,765 | +5% |
Elkader | $1,820 | +8% |
Sumner | $1,715 | +2% |
Waverly | $1,657 | -2% |
Waterloo | $1,641 | -3% |
Creston | $1,802 | +7% |
Akron | $1,752 | +4% |
Aurelia | $1,726 | +3% |
Cherokee | $1,727 | +3% |
Cushing | $1,724 | +2% |
Lawton | $1,691 | +1% |
Marcus | $1,716 | +2% |
Peterson | $1,729 | +3% |
Luzerne | $1,715 | +2% |
Mechanicsville | $1,726 | +3% |
Onslow | $1,768 | +5% |
Oxford Junction | $1,749 | +4% |
Swisher | $1,609 | -4% |
Pilot Mound | $1,701 | +1% |
Davis City | $1,861 | +10% |
Ferguson | $1,683 | +0% |
Garden Grove | $1,884 | +11% |
Iowa Falls | $1,631 | -3% |
Mc Callsburg | $1,604 | -5% |
Melcher-dallas | $1,754 | +4% |
Ackworth | $1,723 | +2% |
Atlantic | $1,830 | +8% |
Dawson | $1,637 | -3% |
Derby | $1,831 | +8% |
Grinnell | $1,689 | +0% |
Knoxville | $1,731 | +3% |
Alden | $1,650 | -2% |
Bevington | $1,772 | +5% |
Bondurant | $1,594 | -5% |
Chariton | $1,818 | +8% |
Clio | $1,821 | +8% |
Chapin | $1,688 | +0% |
Coon Rapids | $1,766 | +5% |
Exira | $1,786 | +6% |
Gibson | $1,722 | +2% |
Ionia | $1,716 | +2% |
Bridgewater | $1,873 | +11% |
Fontanelle | $1,879 | +11% |
Ireton | $1,676 | -0% |
Kingsley | $1,681 | -0% |
Larrabee | $1,739 | +3% |
Linn Grove | $1,714 | +2% |
Quimby | $1,730 | +3% |
Missouri Valley | $1,869 | +10% |
Lamoni | $1,865 | +10% |
Liberty Center | $1,737 | +3% |
Liscomb | $1,663 | -1% |
Nevada | $1,571 | -7% |
Britt | $1,648 | -2% |
Grafton | $1,681 | -0% |
Rockford | $1,727 | +3% |
Thompson | $1,645 | -2% |
Armstrong | $1,655 | -2% |
Ayrshire | $1,680 | -0% |
Fonda | $1,698 | +1% |
Peru | $1,805 | +7% |
Sheldahl | $1,619 | -4% |
Whitten | $1,712 | +2% |
Hamlin | $1,803 | +7% |
Hartford | $1,732 | +3% |
Harvey | $1,704 | +1% |
Haverhill | $1,695 | +1% |
Lucas | $1,828 | +8% |
Minburn | $1,627 | -3% |
Pleasantville | $1,753 | +4% |
Saint Anthony | $1,685 | +0% |
Meservey | $1,647 | -2% |
Riceville | $1,753 | +4% |
Scarville | $1,668 | -1% |
Bode | $1,694 | +1% |
Burnside | $1,717 | +2% |
Callender | $1,718 | +2% |
Winthrop | $1,682 | -0% |
Alta | $1,676 | -0% |
Onawa | $1,734 | +3% |
Keosauqua | $1,823 | +8% |
Mount Sterling | $1,811 | +7% |
Ollie | $1,738 | +3% |
Albion | $1,688 | +0% |
Bagley | $1,744 | +4% |
Boone | $1,663 | -1% |
Brayton | $1,808 | +7% |
Humeston | $1,822 | +8% |
Huxley | $1,577 | -6% |
Killduff | $1,669 | -1% |
Leighton | $1,658 | -2% |
Linden | $1,659 | -1% |
Milo | $1,778 | +6% |
Monroe | $1,664 | -1% |
Stanhope | $1,676 | -0% |
State Center | $1,693 | +1% |
Union | $1,730 | +3% |
Williamson | $1,800 | +7% |
Windsor Heights | $1,568 | -7% |
Richland | $1,720 | +2% |
Crawfordsville | $1,677 | -0% |
Hillsboro | $1,736 | +3% |
Middletown | $1,684 | +0% |
Mount Union | $1,707 | +1% |
Wapello | $1,692 | +1% |
Saint Paul | $1,707 | +1% |
Weldon | $1,876 | +11% |
Melrose | $1,825 | +8% |
University Park | $1,672 | -1% |
Mediapolis | $1,707 | +1% |
Conesville | $1,664 | -1% |
Nichols | $1,663 | -1% |
Hardy | $1,691 | +0% |
Rembrandt | $1,694 | +1% |
Sac City | $1,674 | -1% |
Webster City | $1,676 | -0% |
Aplington | $1,720 | +2% |
Conrad | $1,680 | -0% |
Elma | $1,749 | +4% |
Grundy Center | $1,671 | -1% |
Mystic | $1,805 | +7% |
Sigourney | $1,699 | +1% |
West Point | $1,692 | +1% |
Wever | $1,696 | +1% |
Columbus Junction | $1,703 | +1% |
Goose Lake | $1,639 | -3% |
Princeton | $1,614 | -4% |
Paton | $1,733 | +3% |
Saint Charles | $1,817 | +8% |
Stuart | $1,805 | +7% |
Sully | $1,663 | -1% |
Gifford | $1,714 | +2% |
Ellsworth | $1,655 | -2% |
Keswick | $1,727 | +3% |
Lovilia | $1,784 | +6% |
Lynnville | $1,679 | -0% |
Marathon | $1,677 | -0% |
Palmer | $1,693 | +1% |
Rutland | $1,706 | +1% |
Swea City | $1,684 | +0% |
Ackley | $1,669 | -1% |
Dumont | $1,722 | +2% |
Gladbrook | $1,685 | +0% |
Lamont | $1,746 | +4% |
Brunsville | $1,675 | -0% |
Calumet | $1,700 | +1% |
Maurice | $1,640 | -3% |
Meriden | $1,735 | +3% |
Reinbeck | $1,694 | +1% |
Bronson | $1,689 | +0% |
Climbing Hill | $1,739 | +3% |
Correctionville | $1,745 | +4% |
Sabula | $1,703 | +1% |
Castalia | $1,779 | +6% |
Chester | $1,762 | +5% |
Luana | $1,800 | +7% |
Mc Gregor | $1,798 | +7% |
Marquette | $1,800 | +7% |
Center Junction | $1,759 | +4% |
Clarence | $1,694 | +1% |
Coggon | $1,708 | +1% |
Hills | $1,634 | -3% |
Colo | $1,600 | -5% |
Columbia | $1,740 | +3% |
Churdan | $1,730 | +3% |
Mason City | $1,564 | -7% |
Corwith | $1,665 | -1% |
Kanawha | $1,660 | -1% |
Latimer | $1,684 | +0% |
Wesley | $1,664 | -1% |
Dolliver | $1,671 | -1% |
Gilmore City | $1,710 | +2% |
Gowrie | $1,698 | +1% |
Carlisle | $1,665 | -1% |
Clemons | $1,688 | +0% |
Clear Lake | $1,600 | -5% |
Crystal Lake | $1,668 | -1% |
Dougherty | $1,686 | +0% |
Fertile | $1,671 | -1% |
Hampton | $1,677 | -0% |
Joice | $1,676 | -0% |
Lake Mills | $1,650 | -2% |
Manly | $1,678 | -0% |
Nora Springs | $1,710 | +2% |
Rowan | $1,674 | -1% |
Stacyville | $1,723 | +2% |
Titonka | $1,688 | +0% |
Woden | $1,660 | -1% |
Fort Dodge | $1,710 | +2% |
Goldfield | $1,655 | -2% |
Knierim | $1,735 | +3% |
Lytton | $1,695 | +1% |
Ottosen | $1,693 | +1% |
Cedar Falls | $1,609 | -5% |
Clarksville | $1,707 | +1% |
Jesup | $1,649 | -2% |
Oran | $1,740 | +3% |
Tripoli | $1,698 | +1% |
Greenfield | $1,844 | +9% |
Oto | $1,728 | +3% |
Maquoketa | $1,697 | +1% |
Peosta | $1,636 | -3% |
Fort Atkinson | $1,772 | +5% |
Hawkeye | $1,757 | +4% |
Highlandville | $1,784 | +6% |
Ridgeway | $1,773 | +5% |
Blairstown | $1,703 | +1% |
Chelsea | $1,741 | +3% |
Deep River | $1,730 | +3% |
Garrison | $1,694 | +1% |
Hopkinton | $1,742 | +3% |
Harcourt | $1,705 | +1% |
Moorland | $1,705 | +1% |
Arlington | $1,783 | +6% |
Aurora | $1,725 | +2% |
Denver | $1,697 | +1% |
Gilbertville | $1,640 | -3% |
Hudson | $1,623 | -4% |
Masonville | $1,717 | +2% |
New Hampton | $1,725 | +2% |
New Hartford | $1,721 | +2% |
Parkersburg | $1,717 | +2% |
Janesville | $1,678 | -0% |
Marble Rock | $1,734 | +3% |
Nashua | $1,723 | +2% |
George | $1,678 | -0% |
Sibley | $1,692 | +1% |
Spencer | $1,664 | -1% |
Lake Park | $1,654 | -2% |
Wallingford | $1,664 | -1% |
Webb | $1,712 | +2% |
Breda | $1,692 | +1% |
Manning | $1,725 | +2% |
Pella | $1,640 | -3% |
Thornburg | $1,729 | +3% |
Woodward | $1,623 | -4% |
Pleasant Hill | $1,625 | -4% |
Bellevue | $1,712 | +2% |
Sioux City | $1,867 | +10% |
Sheldon | $1,687 | +0% |
Rock Rapids | $1,691 | +0% |
Sanborn | $1,692 | +1% |
Fostoria | $1,686 | +0% |
Melvin | $1,689 | +0% |
Arthur | $1,730 | +3% |
Rodney | $1,760 | +4% |
Westfield | $1,758 | +4% |
Doon | $1,687 | +0% |
Greenville | $1,693 | +1% |
Lidderdale | $1,658 | -1% |
Manilla | $1,739 | +3% |
Schleswig | $1,761 | +5% |
Lone Rock | $1,682 | -0% |
Lu Verne | $1,661 | -1% |
Manson | $1,724 | +2% |
Varina | $1,694 | +1% |
Aredale | $1,715 | +2% |
Dunkerton | $1,695 | +1% |
Hazleton | $1,712 | +2% |
Independence | $1,637 | -3% |
Little Sioux | $1,836 | +9% |
Salix | $1,706 | +1% |
Archer | $1,679 | -0% |
Matlock | $1,700 | +1% |
Charter Oak | $1,753 | +4% |
Denison | $1,751 | +4% |
Glidden | $1,684 | +0% |
Otley | $1,690 | +0% |
Searsboro | $1,697 | +1% |
Van Wert | $1,894 | +12% |
What Cheer | $1,747 | +4% |
Williams | $1,672 | -1% |
Dows | $1,655 | -2% |
Guthrie Center | $1,821 | +8% |
Johnston | $1,514 | -11% |
Kelley | $1,579 | -6% |
Osceola | $1,853 | +10% |
Luxemburg | $1,721 | +2% |
Springbrook | $1,741 | +3% |
Elgin | $1,813 | +7% |
Randalia | $1,739 | +3% |
Waukon | $1,794 | +6% |
Ainsworth | $1,667 | -1% |
Brandon | $1,671 | -1% |
Homestead | $1,712 | +2% |
Klemme | $1,664 | -1% |
Toeterville | $1,714 | +2% |
Bradgate | $1,703 | +1% |
Burt | $1,680 | -0% |
Clarion | $1,640 | -3% |
Eagle Grove | $1,648 | -2% |
Farnhamville | $1,741 | +3% |
Preston | $1,692 | +1% |
Protivin | $1,745 | +4% |
Wadena | $1,819 | +8% |
Waterville | $1,814 | +8% |
Amana | $1,718 | +2% |
Anamosa | $1,747 | +4% |
Clutier | $1,701 | +1% |
Guernsey | $1,684 | +0% |
Elberon | $1,697 | +1% |
Hiawatha | $1,571 | -7% |
Jolley | $1,711 | +2% |
Livermore | $1,687 | +0% |
Renwick | $1,681 | -0% |
Charles City | $1,724 | +2% |
Holland | $1,687 | +0% |
Plainfield | $1,694 | +1% |
Sutherland | $1,706 | +1% |
Washta | $1,742 | +3% |
Hospers | $1,665 | -1% |
Hull | $1,665 | -1% |
Hartley | $1,668 | -1% |
Ocheyedan | $1,694 | +1% |
Aspinwall | $1,748 | +4% |
Ida Grove | $1,726 | +3% |
Kirkman | $1,793 | +6% |
Lake View | $1,691 | +0% |
Nemaha | $1,696 | +1% |
Pomeroy | $1,717 | +2% |
Beaman | $1,690 | +0% |
Bristow | $1,731 | +3% |
Colwell | $1,729 | +3% |
Eldora | $1,713 | +2% |
Marengo | $1,735 | +3% |
Mount Auburn | $1,676 | -0% |
Tiffin | $1,592 | -6% |
Cedar Rapids | $1,584 | -6% |
Fairfield | $1,704 | +1% |
Portsmouth | $1,843 | +9% |
Dyersville | $1,649 | -2% |
Epworth | $1,668 | -1% |
Mapleton | $1,766 | +5% |
Merrill | $1,686 | +0% |
Olin | $1,744 | +4% |
Ryan | $1,727 | +3% |
Birmingham | $1,763 | +5% |
Cincinnati | $1,814 | +8% |
Floris | $1,795 | +6% |
Hayesville | $1,710 | +2% |
Lost Nation | $1,694 | +1% |
Martelle | $1,743 | +4% |
Monmouth | $1,748 | +4% |
North English | $1,738 | +3% |
Palo | $1,654 | -2% |
Quasqueton | $1,684 | +0% |
Stanwood | $1,720 | +2% |
Urbana | $1,699 | +1% |
Blakesburg | $1,754 | +4% |
Floyd | $1,741 | +3% |
Garner | $1,630 | -3% |
Kensett | $1,692 | +1% |
Northwood | $1,694 | +1% |
Leland | $1,657 | -2% |
Thornton | $1,650 | -2% |
Ventura | $1,621 | -4% |
Albert City | $1,676 | -0% |
Algona | $1,661 | -1% |
Badger | $1,707 | +1% |
Curlew | $1,668 | -1% |
Batavia | $1,743 | +4% |
Cromwell | $1,826 | +8% |
Anthon | $1,747 | +4% |
Remsen | $1,655 | -2% |
Cantril | $1,782 | +6% |
Centerville | $1,802 | +7% |
Chillicothe | $1,709 | +2% |
Harris | $1,691 | +0% |
Spirit Lake | $1,647 | -2% |
Halbur | $1,693 | +1% |
Westside | $1,713 | +2% |
Avoca | $1,876 | +11% |
Walnut | $1,860 | +10% |
Andrew | $1,712 | +2% |
Goodell | $1,647 | -2% |
Lakota | $1,686 | +0% |
Little Cedar | $1,734 | +3% |
Orchard | $1,732 | +3% |
Rake | $1,658 | -2% |
Rock Falls | $1,640 | -3% |
Swaledale | $1,659 | -1% |
Dakota City | $1,755 | +4% |
Humboldt | $1,734 | +3% |
Ringsted | $1,668 | -1% |
Somers | $1,729 | +3% |
Truesdale | $1,694 | +1% |
Austinville | $1,726 | +3% |
Granger | $1,599 | -5% |
Jamaica | $1,725 | +2% |
Lorimor | $1,896 | +12% |
Madrid | $1,653 | -2% |
Marshalltown | $1,614 | -4% |
Martensdale | $1,782 | +6% |
Millerton | $1,822 | +8% |
Mingo | $1,696 | +1% |
Mitchellville | $1,640 | -3% |
Murray | $1,866 | +10% |
Norwalk | $1,687 | +0% |
Arion | $1,762 | +5% |
Dow City | $1,779 | +6% |
Oakland | $1,895 | +12% |
Pisgah | $1,883 | +11% |
Durango | $1,673 | -1% |
Westgate | $1,758 | +4% |
Evansdale | $1,665 | -1% |
Afton | $1,867 | +10% |
Hawarden | $1,676 | -0% |
Oyens | $1,657 | -2% |
Prairie City | $1,698 | +1% |
Winterset | $1,782 | +6% |
Wheatland | $1,668 | -1% |
Polk City | $1,625 | -3% |
Story City | $1,556 | -8% |
Truro | $1,826 | +8% |
Montour | $1,687 | +0% |
Ledyard | $1,681 | -0% |
Mallard | $1,693 | +1% |
Storm Lake | $1,674 | -1% |
Thor | $1,710 | +2% |
West Bend | $1,673 | -1% |
Alta Vista | $1,744 | +4% |
Buckingham | $1,689 | +0% |
Garwin | $1,684 | +0% |
Geneva | $1,686 | +0% |
La Porte City | $1,653 | -2% |
Maynard | $1,759 | +4% |
Cumming | $1,679 | -0% |
Tipton | $1,668 | -1% |
Welton | $1,662 | -1% |
Wilton | $1,635 | -3% |
Perry | $1,638 | -3% |
Radcliffe | $1,651 | -2% |
Redfield | $1,700 | +1% |
Roland | $1,575 | -7% |
Russell | $1,855 | +10% |
Slater | $1,587 | -6% |
Stratford | $1,697 | +1% |
Swan | $1,743 | +4% |
Thayer | $1,865 | +10% |
Zearing | $1,616 | -4% |
Holstein | $1,733 | +3% |
Moville | $1,705 | +1% |
Orange City | $1,651 | -2% |
Paullina | $1,696 | +1% |
Pierson | $1,724 | +2% |
Morley | $1,730 | +3% |
Norway | $1,676 | -0% |
Rowley | $1,667 | -1% |
Vinton | $1,693 | +1% |
Webster | $1,747 | +4% |
Ottumwa | $1,659 | -1% |
Albia | $1,771 | +5% |
Delta | $1,726 | +3% |
Hedrick | $1,738 | +3% |
Keokuk | $1,696 | +1% |
Salem | $1,709 | +2% |
Winfield | $1,689 | +0% |
Le Claire | $1,585 | -6% |
Letts | $1,675 | -0% |
Muscatine | $1,615 | -4% |
Dana | $1,731 | +3% |
Decatur | $1,859 | +10% |
Garden City | $1,657 | -2% |
Gilman | $1,682 | -0% |
Martinsburg | $1,752 | +4% |
Milton | $1,805 | +7% |
Moravia | $1,820 | +8% |
Oskaloosa | $1,652 | -2% |
Selma | $1,770 | +5% |
Udell | $1,813 | +7% |
Danville | $1,684 | +0% |
Fort Madison | $1,711 | +2% |
New London | $1,697 | +1% |
Pilot Grove | $1,695 | +1% |
Yarmouth | $1,703 | +1% |
Atalissa | $1,663 | -1% |
Bennett | $1,658 | -2% |
Blue Grass | $1,609 | -4% |
Dixon | $1,628 | -3% |
Patterson | $1,785 | +6% |
Popejoy | $1,654 | -2% |
Randall | $1,661 | -1% |
Waukee | $1,563 | -7% |
Raymond | $1,665 | -1% |
Orient | $1,866 | +10% |
Hornick | $1,730 | +3% |
Rhodes | $1,680 | -0% |
Runnells | $1,673 | -1% |
Tracy | $1,714 | +2% |
Woodburn | $1,950 | +15% |
Yale | $1,770 | +5% |
Rockwell City | $1,710 | +2% |
Rolfe | $1,704 | +1% |
Fairbank | $1,707 | +1% |
Kesley | $1,721 | +2% |
Moulton | $1,825 | +8% |
Oakville | $1,736 | +3% |
Low Moor | $1,635 | -3% |
New Virginia | $1,812 | +7% |
Miles | $1,690 | +0% |
Saint Donatus | $1,717 | +2% |
Strawberry Point | $1,807 | +7% |
New Albin | $1,846 | +9% |
Baldwin | $1,725 | +2% |
Langworthy | $1,744 | +4% |
Forest City | $1,626 | -3% |
Stockton | $1,648 | -2% |
Lowden | $1,702 | +1% |
Mount Vernon | $1,689 | +0% |
Newhall | $1,708 | +1% |
North Liberty | $1,543 | -9% |
South Amana | $1,714 | +2% |
Manchester | $1,731 | +3% |
Zwingle | $1,731 | +3% |
Decorah | $1,775 | +5% |
Fayette | $1,786 | +6% |
West Union | $1,771 | +5% |
Belle Plaine | $1,720 | +2% |
Keota | $1,726 | +3% |
Middle Amana | $1,731 | +3% |
Millersburg | $1,728 | +3% |
Monticello | $1,754 | +4% |
Oxford | $1,632 | -3% |
Riverside | $1,646 | -2% |
South English | $1,721 | +2% |
Springville | $1,684 | +0% |
Tama | $1,700 | +1% |
Walford | $1,684 | +0% |
Watkins | $1,681 | -0% |
West Chester | $1,717 | +2% |
Wyoming | $1,761 | +5% |
Lisbon | $1,694 | +1% |
Parnell | $1,728 | +3% |
Van Horne | $1,705 | +1% |
Wellman | $1,681 | -0% |
Bloomfield | $1,805 | +7% |
Indianola | $1,722 | +2% |
Jefferson | $1,703 | +1% |
Lineville | $1,872 | +11% |
Cedar | $1,711 | +2% |
Drakesville | $1,757 | +4% |
Carpenter | $1,693 | +1% |
Plymouth | $1,639 | -3% |
Sheffield | $1,691 | +0% |
Bancroft | $1,671 | -1% |
Clare | $1,738 | +3% |
Sioux Center | $1,661 | -1% |
Graettinger | $1,663 | -1% |
Milford | $1,652 | -2% |
Carroll | $1,619 | -4% |
Lewis | $1,833 | +9% |
Marne | $1,841 | +9% |
Cascade | $1,731 | +3% |
Garber | $1,800 | +7% |
Alvord | $1,690 | +0% |
Ashton | $1,689 | +0% |
Everly | $1,691 | +0% |
Teeds Grove | $1,658 | -2% |
Walcott | $1,612 | -4% |
Clermont | $1,786 | +6% |
Central City | $1,698 | +1% |
Dysart | $1,703 | +1% |
Calmar | $1,766 | +5% |
Ossian | $1,799 | +7% |
Postville | $1,792 | +6% |
Spillville | $1,763 | +5% |
Atkins | $1,707 | +1% |
Fairfax | $1,639 | -3% |
Hartwick | $1,706 | +1% |
Kimballton | $1,798 | +7% |
Logan | $1,854 | +10% |
Mondamin | $1,868 | +10% |
Panama | $1,805 | +7% |
Shelby | $1,845 | +9% |
Guttenberg | $1,790 | +6% |
Lanesboro | $1,684 | +0% |
Ricketts | $1,775 | +5% |
Vail | $1,729 | +3% |
Rock Valley | $1,699 | +1% |
Dickens | $1,682 | -0% |
Terril | $1,660 | -1% |
Deloit | $1,739 | +3% |
Lohrville | $1,722 | +2% |
Odebolt | $1,699 | +1% |
Templeton | $1,720 | +2% |
Steamboat Rock | $1,693 | +1% |
Traer | $1,675 | -0% |
Wellsburg | $1,682 | -0% |
Sergeant Bluff | $1,696 | +1% |
Ute | $1,775 | +5% |
Inwood | $1,706 | +1% |
Larchwood | $1,689 | +0% |
Arnolds Park | $1,640 | -3% |
Ruthven | $1,664 | -1% |
Arcadia | $1,672 | -1% |
Laurens | $1,686 | +0% |
Newell | $1,682 | -0% |
Plover | $1,707 | +1% |
Pocahontas | $1,680 | -0% |
Sioux Rapids | $1,693 | +1% |
Vincent | $1,706 | +1% |
Allison | $1,728 | +3% |
Dewar | $1,718 | +2% |
Fredericksburg | $1,733 | +3% |
Shellsburg | $1,711 | +2% |
Solon | $1,622 | -4% |
Troy Mills | $1,666 | -1% |
Victor | $1,742 | +3% |
Vining | $1,699 | +1% |
Williamsburg | $1,709 | +2% |
Eddyville | $1,728 | +3% |
Fremont | $1,701 | +1% |
Greene | $1,737 | +3% |
New Vienna | $1,700 | +1% |
Cresco | $1,754 | +4% |
Harpers Ferry | $1,826 | +8% |
Waucoma | $1,788 | +6% |
Robins | $1,577 | -7% |
Toddville | $1,639 | -3% |
Agency | $1,718 | +2% |
Exline | $1,812 | +7% |
Elk Horn | $1,814 | +7% |
Soldier | $1,796 | +6% |
Dundee | $1,753 | +4% |
Edgewood | $1,765 | +5% |
Farley | $1,665 | -1% |
Farmersburg | $1,802 | +7% |
Garnavillo | $1,814 | +8% |
Alleman | $1,606 | -5% |
Allerton | $1,867 | +10% |
Booneville | $1,602 | -5% |
Bouton | $1,614 | -4% |
Cambridge | $1,581 | -6% |
North Buena Vista | $1,776 | +5% |
Volga | $1,813 | +7% |
Dorchester | $1,815 | +8% |
Lawler | $1,759 | +4% |
Saint Lucas | $1,773 | +5% |
Alburnett | $1,664 | -1% |
Brooklyn | $1,709 | +2% |
Prairieburg | $1,700 | +1% |
Delhi | $1,762 | +5% |
Ely | $1,649 | -2% |
Harper | $1,719 | +2% |
Keystone | $1,697 | +1% |
Plano | $1,803 | +7% |
Promise City | $1,822 | +8% |
Mount Pleasant | $1,671 | -1% |
Olds | $1,700 | +1% |
Swedesburg | $1,689 | +0% |
Bryant | $1,652 | -2% |
De Witt | $1,614 | -4% |
Fruitland | $1,666 | -1% |
Mc Causland | $1,624 | -4% |
Persia | $1,870 | +11% |
Delmar | $1,662 | -1% |
Boyden | $1,691 | +0% |
Primghar | $1,682 | -0% |
Estherville | $1,648 | -2% |
Irwin | $1,781 | +6% |
Kiron | $1,726 | +3% |
Lake City | $1,690 | +0% |
Marion | $1,549 | -8% |
Washington | $1,654 | -2% |
West Branch | $1,655 | -2% |
Beacon | $1,684 | +0% |
Kalona | $1,661 | -1% |
Ladora | $1,726 | +3% |
Morrison | $1,686 | +0% |
Oelwein | $1,744 | +4% |
Shell Rock | $1,695 | +1% |
Stanley | $1,732 | +3% |
Stout | $1,689 | +0% |
Shannon City | $1,854 | +10% |
Battle Creek | $1,745 | +4% |
Chatsworth | $1,690 | +0% |
Cleghorn | $1,738 | +3% |
Galva | $1,700 | +1% |
Granville | $1,671 | -1% |
Schaller | $1,682 | -0% |
Sloan | $1,718 | +2% |
Smithland | $1,739 | +3% |
Royal | $1,705 | +1% |
Brighton | $1,733 | +3% |
Eldon | $1,750 | +4% |
Whiting | $1,747 | +4% |
Little Rock | $1,684 | +0% |
Okoboji | $1,651 | -2% |
Superior | $1,670 | -1% |
Auburn | $1,675 | -0% |
Dedham | $1,727 | +3% |
Ralston | $1,693 | +1% |
Scranton | $1,745 | +4% |
Wall Lake | $1,719 | +2% |
Earling | $1,788 | +6% |
Greeley | $1,756 | +4% |
Toledo | $1,682 | -0% |
Walker | $1,684 | +0% |
Douds | $1,805 | +7% |
Estimate your car insurance cost in Iowa
It can be helpful to have a benchmark figure in mind when you begin your search for auto insurance in Iowa. To make that possible, Bankrate created this handy calculator. Simply input a few key data points and it will give you an approximate figure indicating how much you are likely to pay for your Iowa car insurance.
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Methodology
Bankrate utilizes Quadrant Information Services to analyze the latest rates in February 2024 for ZIP codes and carriers in all 50 states and Washington, D.C. Rates include the most recent approved rate changes filed by insurance companies that affect our profile. These revised rates are then weighted based on the population density in each geographic region so that policyholders can see the impact rates have in their areas. Quoted rates are based on a 40-year-old male and female driver with a clean driving record, good credit and the following full coverage limits:
- $100,000 bodily injury liability per person
- $300,000 bodily injury liability per accident
- $50,000 property damage liability per accident
- $100,000 uninsured motorist bodily injury per person
- $300,000 uninsured motorist bodily injury per accident
- $500 collision deductible
- $500 comprehensive deductible
To determine minimum coverage limits, Bankrate used minimum coverage that meets each state’s requirements. Our base profile drivers own a 2022 Toyota Camry, commute five days a week and drive 12,000 miles annually.
These are sample rates and should only be used for comparative purposes.