Insurance
Find news and advice on homeowners, renters, auto and life insurance.
Car Insurance
Auto insurance protects your finances from the unexpected. Use our car insurance tools to generate quotes, compare coverage options and find the best insurance company for you. Bankrate’s editorial team curated these top auto insurance picks for your budget.
Homeowners Insurance
If anything happens to your home or belongings, home insurance can protect you financially. Find out how much home insurance you need, how much you’ll pay, and what company is best for you with our online tools.
Life Insurance
Life insurance helps you financially care for your loved ones after you pass away. Bankrate is here to help you compare quotes and find the best life insurance company for you.
Insurance Basics
![Car in California national park](https://www.bankrate.com/2019/03/27140314/Auto-insurance-overview.jpg?auto=webp&optimize=high&crop=16:9&width=320)
What is car insurance?
Car Insurance
Car insurance provides financial security to drivers and is often required to drive.
![Asian single mother with her two children in the kitchen, showing them how to bake a cake.](https://www.bankrate.com/2020/10/02141749/what-is-homeowners-insurance-featured.jpg?auto=webp&optimize=high&crop=16:9&width=320)
What is homeowners insurance and how does it work?
Homeowners Insurance
Bankrate explains homeowners insurance and how it works.
![Family with child enjoying a nice time in the park on a clear day](https://www.bankrate.com/2023/09/12172157/Insurance_Guide_to_life_insurance.jpg?auto=webp&optimize=high&crop=16:9&width=320)
Guide to life insurance
Insurance
Life insurance may seem confusing, but Bankrate’s experts are here to help.
Insurance Reviews
Latest Articles
![A helicopter dumping water on a forest fire.](https://www.bankrate.com/2022/09/12135938/Insurance_Wildfire_Statistics_Refresh.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Wildfires have increased in size and frequency in recent years. Explore the statistics.
![A car accident](https://www.bankrate.com/brp/2024/05/22132751/Insurance_What_Is_Full_Coverage_Car_Insurance.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Full coverage car insurance typically includes comprehensive and collision coverage.
![Father on phone call and working with son watching tablet](https://www.bankrate.com/2020/05/14131250/How-to-Buy-Life-Insurance-in-8-Steps.png?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate shows you how to buy a life insurance policy in just a few steps.
![A black couple sits together in the living room reviewing their policy and if they need to switch.](https://www.bankrate.com/2013/07/18174132/old-insurance-policies-can-be-tossed-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Learn which insurance records need to be kept and which can head to the shredder.
![Mid adult man inspecting extractor hood in kitchen showroom](https://www.bankrate.com/2021/05/10135049/recoverable-depreciation-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Wondering what recoverable depreciation is on home insurance? Bankrate explains.
![teenage son driving with his father](https://www.bankrate.com/2022/05/12162921/How-to-get-car-insurance-for-new-drivers.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Getting new driver car insurance doesn’t have to be as difficult or expensive as you think.
![construction helmet on stack of money](https://www.bankrate.com/brp/2025/01/23151837/rising-construction-costs-leaving-you-uninsured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
It’s more expensive now to rebuild your home — which could leave you underinsured.
![Appliances like a refrigerator, washing machine, toaster oven, etc.](https://www.bankrate.com/2023/11/04131206/Insurance-Does-Homeowners-Insurance-Cover-Appliances.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Homeowners insurance covers your appliances under specific circumstances.
![A car accident](https://www.bankrate.com/brp/2024/05/22132751/Insurance_What_Is_Full_Coverage_Car_Insurance.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Full coverage car insurance typically includes comprehensive and collision coverage.
![A black couple sits together in the living room reviewing their policy and if they need to switch.](https://www.bankrate.com/2013/07/18174132/old-insurance-policies-can-be-tossed-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Learn which insurance records need to be kept and which can head to the shredder.
![teenage son driving with his father](https://www.bankrate.com/2022/05/12162921/How-to-get-car-insurance-for-new-drivers.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Getting new driver car insurance doesn’t have to be as difficult or expensive as you think.
![woman standing next to her car and checking her bike tire](https://www.bankrate.com/2022/01/09163915/Minimum-car-insurance-coverage-requirements-in-each-state.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate takes a close look at minimum requirements for car insurance in each state.
![Driver sitting in their car with the window down, reviewing documents. The car is not in motion.](https://www.bankrate.com/2021/10/02094529/What-is-a-car-insurance-policy-number.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Learn why your car insurance policy number matters and where to find it.
![man getting into his car](https://www.bankrate.com/2021/06/01150707/What-is-a-car-insurance-deductible.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate breaks down the ins and outs of car insurance deductibles.
![View from the backseat of a car as an older couple sits in the driver and passenger seats. The road ahead can be seen through the windshield and there is a car in front of them.](https://www.bankrate.com/2021/11/12131342/How-to-get-car-insurance-with-no-license.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Can I insure my car without a driving license? Bankrate investigates.
![Person looking at paper](https://www.bankrate.com/brp/2023/12/19144528/what-to-do-when-your-car-insurance-is-canceled-for-a-missed-payment.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Get your coverage back on track after a missed payment.
![](https://www.bankrate.com/2020/04/09104921/coronavirus-and-insurance-payments.jpeg?auto=webp&optimize=high&crop=1:1&width=356)
Here’s how coronavirus could impact your home and auto insurance.
![A woman with a facemask applies hand sanitizer while looking over a binder of information.](https://www.bankrate.com/2020/06/03153049/personal-finances-during-covid-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Being a wise money manager can be challenging even in normal times. Now, over a year after the COVID-19 crisis was declared a pandemic, the personal finances of many people are still being disrupted. If [...]
![Young black woman teleconferencing with co-workers](https://www.bankrate.com/2021/02/11093943/working-remotely-covid-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
For a majority of the population, the COVID-19 pandemic has had a significant impact on their lifestyle. Although the vaccine is being distributed, we still have a long way to go until things return to [...]
![Placeholder image](https://www.bankrate.com/v5.1636.1/next/img/articles/placeholder1.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Need conversation starters? These weather facts will blow your friends away at the next party.
![Father on phone call and working with son watching tablet](https://www.bankrate.com/2020/05/14131250/How-to-Buy-Life-Insurance-in-8-Steps.png?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate shows you how to buy a life insurance policy in just a few steps.
![A mother sits at a computer while her special needs child sits next to her; they are laughing.](https://www.bankrate.com/2020/07/17171217/life-insurance-for-parents-child-disabilities-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
If you have a child with a disability, here’s your guide to navigating life insurance.
![An elderly gay couple walks together on a nice, scenic forest road.](https://www.bankrate.com/2010/09/17165908/credit-life-insurance-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Is credit life insurance worth it for you? Bankrate can help you find out.
![A black couple sitting together on the couch](https://www.bankrate.com/2021/02/09133227/indexed-universal-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Discover the features, benefits and costs of indexed universal life insurance.
![A parent giving their child a piggyback ride.](https://www.bankrate.com/brp/2024/05/14101043/Insurance_Life_insurance_facts_and_statistics_2024.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate explores interesting life insurance facts and statistics from 2024.
![An old person sitting on a couch looking at their phone](https://www.bankrate.com/2023/03/11135934/Insurance_Guaranteed-life-insurance.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate explains how guaranteed life insurance offers coverage without exams.
![An older couple sitting together on a rocky beach.](https://www.bankrate.com/2020/07/07131526/life-insurance-riders-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate explains what life insurance riders are and how they work.
![An adult son is spending time with his father out in the backyard during a family cookout.](https://www.bankrate.com/2020/11/04163520/outlive-term-life-insurance-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Term life insurance policy expiring soon? Bankrate explains your options.
The trusted provider of accurate rates and financial information