Insurance
Find news and advice on homeowners, renters, auto and life insurance.
Car Insurance
Auto insurance protects your finances from the unexpected. Use our car insurance tools to generate quotes, compare coverage options and find the best insurance company for you. Bankrate’s editorial team curated these top auto insurance picks for your budget.
Homeowners Insurance
If anything happens to your home or belongings, home insurance can protect you financially. Find out how much home insurance you need, how much you’ll pay, and what company is best for you with our online tools.
Life Insurance
Life insurance helps you financially care for your loved ones after you pass away. Bankrate is here to help you compare quotes and find the best life insurance company for you.
Insurance Basics
![Car in California national park](https://www.bankrate.com/2019/03/27140314/Auto-insurance-overview.jpg?auto=webp&optimize=high&crop=16:9&width=320)
What is car insurance?
Car Insurance
Car insurance provides financial security to drivers and is often required to drive.
![Asian single mother with her two children in the kitchen, showing them how to bake a cake.](https://www.bankrate.com/2020/10/02141749/what-is-homeowners-insurance-featured.jpg?auto=webp&optimize=high&crop=16:9&width=320)
What is homeowners insurance and how does it work?
Homeowners Insurance
Bankrate explains homeowners insurance and how it works.
![Family with child enjoying a nice time in the park on a clear day](https://www.bankrate.com/2023/09/12172157/Insurance_Guide_to_life_insurance.jpg?auto=webp&optimize=high&crop=16:9&width=320)
Guide to life insurance
Insurance
Life insurance may seem confusing, but Bankrate’s experts are here to help.
Insurance Reviews
Latest Articles
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Buying a car on Facebook Marketplace? Here’s everything you need to know.
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California is the worst state for drivers, according to our recent study. Here’s why.
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It’s still possible to get a life insurance policy. Here’s what else you need to know.
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There is a new epidemic claiming the lives of teens across the country, and it is not what you would expect. It is not alcohol or drugs, or even crime that is responsible for about 300,000 emergency room [...]
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You have probably heard about self-driving cars in the news. But how do they work?
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Can you get a driver’s license if you have seizures? The answer may surprise you.
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Here’s how coronavirus could impact your home and auto insurance.
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Being a wise money manager can be challenging even in normal times. Now, over a year after the COVID-19 crisis was declared a pandemic, the personal finances of many people are still being disrupted. If [...]
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Trump tariffs and your car insurance rate.
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Bankrate explores the impacts of a speeding ticket in Massachusetts.
![Person in a car that is parked and checking their phone.](https://www.bankrate.com/2022/11/05181329/Insurance-What-is-an-insurance-score.jpg?auto=webp&optimize=high&crop=1:1&width=356)
What is an insurance score and how do car insurance companies use it?
![Cropped Hands Of Mechanic maintain car, engine oil check and replace](https://www.bankrate.com/2021/06/07102743/outreach-car-care-tips-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
If you depend on your vehicle to get to work, shopping and more, it’s important to know how to upkeep your car, so that you can avoid emergency visits to the mechanic when one of the car’s systems [...]
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Bankrate explains what liability insurance is and whether or not it covers hitting a deer.
![deer walking in road with cars in background](https://www.bankrate.com/brp/2023/08/14121746/GettyImages-1126290549-1.jpeg?auto=webp&optimize=high&crop=1:1&width=356)
If you see an animal in the road, it is important that you do not swerve. Learn why.
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Get around after graduation without putting yourself on a shoestring budget.
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Thinking of going electric? Bankrate can help you decide if it’s time to get an EV.
![Energy advisor discussing usage of energy efficient boiler with woman in home](https://www.bankrate.com/2021/07/06093036/homeowners-equipment-breakdown-coverage-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Learn about equipment breakdown insurance for homeowners, landlords and businesses.
![A home inspector assessing damage in a house with an exposed roof.](https://www.bankrate.com/2022/10/18154626/Insurance_What_is_a_homeowners_insurance_peril_.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Standard home insurance usually covers damage from specific events called perils.
![shipyard](https://www.bankrate.com/brp/2025/01/17103915/impact-of-trump-s-proposed-tariffs-on-home-insurance.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Tariffs could increase construction costs and up the price of appliances and furniture.
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Water can be destructive — and repairs are often costly. Home insurance can help.
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Home insurance costs usually increase after a claim.
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Wondering which dog breeds affect your homeowners insurance? Bankrate explains.
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Need to prepare your home for winter? Bankrate is here with a step-by-step guide.
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A home renovation can change your insurance needs.
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Is credit life insurance worth it for you? Bankrate can help you find out.
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Discover the features, benefits and costs of indexed universal life insurance.
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Bankrate explores interesting life insurance facts and statistics from 2024.
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Bankrate explains how guaranteed life insurance offers coverage without exams.
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Bankrate explains what life insurance riders are and how they work.
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Term life insurance policy expiring soon? Bankrate explains your options.
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Learn how adverse selection impacts life insurance and how insurers manage risk.
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Many employers offer voluntary life insurance as an optional workplace benefit.
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