Insurance
Find news and advice on homeowners, renters, auto and life insurance.
Car Insurance
Auto insurance protects your finances from the unexpected. Use our car insurance tools to generate quotes, compare coverage options and find the best insurance company for you. Bankrate’s editorial team curated these top auto insurance picks for your budget.
Homeowners Insurance
If anything happens to your home or belongings, home insurance can protect you financially. Find out how much home insurance you need, how much you’ll pay, and what company is best for you with our online tools.
Life Insurance
Life insurance helps you financially care for your loved ones after you pass away. Bankrate is here to help you compare quotes and find the best life insurance company for you.
Insurance Basics
![Car in California national park](https://www.bankrate.com/2019/03/27140314/Auto-insurance-overview.jpg?auto=webp&optimize=high&crop=16:9&width=320)
What is car insurance?
Car Insurance
Car insurance provides financial security to drivers and is often required to drive.
![Asian single mother with her two children in the kitchen, showing them how to bake a cake.](https://www.bankrate.com/2020/10/02141749/what-is-homeowners-insurance-featured.jpg?auto=webp&optimize=high&crop=16:9&width=320)
What is homeowners insurance and how does it work?
Homeowners Insurance
Bankrate explains homeowners insurance and how it works.
![Family with child enjoying a nice time in the park on a clear day](https://www.bankrate.com/2023/09/12172157/Insurance_Guide_to_life_insurance.jpg?auto=webp&optimize=high&crop=16:9&width=320)
Guide to life insurance
Insurance
Life insurance may seem confusing, but Bankrate’s experts are here to help.
Insurance Reviews
Latest Articles
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Getting a speeding ticket can impact your car insurance rate in Louisiana
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What happens if you drive without insurance in Virginia? Learn more with Bankrate.
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The cost of a DUI in Georgia can add up fast. Bankrate explains.
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Just how dangerous is teen driving? Bankrate gathered some facts to find out.
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Can you afford life insurance? Learn how it’s more cost-effective than you think.
![A lone car in a parking lot at night underneath a lamplight.](https://www.bankrate.com/2011/06/29175612/does-car-insurance-cover-theft-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Comprehensive coverage typically covers vehicle theft.
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Find out if your life insurance sticks with you after leaving your employer.
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Think you can guess the most haunted properties in America? Our list may surprise you.
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Getting a speeding ticket can impact your car insurance rate in Louisiana
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What happens if you drive without insurance in Virginia? Learn more with Bankrate.
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The cost of a DUI in Georgia can add up fast. Bankrate explains.
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Just how dangerous is teen driving? Bankrate gathered some facts to find out.
![A lone car in a parking lot at night underneath a lamplight.](https://www.bankrate.com/2011/06/29175612/does-car-insurance-cover-theft-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Comprehensive coverage typically covers vehicle theft.
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Uncover the risks of uninsured driving in Wyoming.
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Bankrate explores what you should do if involved in a hit-and-run in Colorado.
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Find out what to do after a hit-and-run in Illinois.
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A difference in conditions policy fills coverage gaps left by an underlying policy.
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Learn how to prevent and address animal damage in your home.
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Are you buying or living in a high-risk home? Here’s how it may affect your insurance.
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Bankrate explains the difference between homeowners, co-op and condo insurance.
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Is identity theft insurance worth it? Bankrate investigates.
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Do you know how much renters insurance you need? Learn how to calculate coverage.
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Can you afford life insurance? Learn how it’s more cost-effective than you think.
![Older interracial couple sitting together at a desk and reviewing their options financially.](https://www.bankrate.com/2014/03/11110145/lose-life-insurance-after-quitting-job-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Find out if your life insurance sticks with you after leaving your employer.
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How tobacco use impacts life insurance rates and what you need to know.
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Learn how to borrow from your life insurance and what to consider beforehand.
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Learn how an irrevocable beneficiary impacts your life insurance decisions.
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What is permanent life insurance? Learn how it works and if it’s right for you.
The trusted provider of accurate rates and financial information