Insurance
Find news and advice on homeowners, renters, auto and life insurance.
Car Insurance
Auto insurance protects your finances from the unexpected. Use our car insurance tools to generate quotes, compare coverage options and find the best insurance company for you. Bankrate’s editorial team curated these top auto insurance picks for your budget.
Homeowners Insurance
If anything happens to your home or belongings, home insurance can protect you financially. Find out how much home insurance you need, how much you’ll pay, and what company is best for you with our online tools.
Life Insurance
Life insurance helps you financially care for your loved ones after you pass away. Bankrate is here to help you compare quotes and find the best life insurance company for you.
Insurance Basics
![Car in California national park](https://www.bankrate.com/2019/03/27140314/Auto-insurance-overview.jpg?auto=webp&optimize=high&crop=16:9&width=320)
What is car insurance?
Car Insurance
Car insurance provides financial security to drivers and is often required to drive.
![Asian single mother with her two children in the kitchen, showing them how to bake a cake.](https://www.bankrate.com/2020/10/02141749/what-is-homeowners-insurance-featured.jpg?auto=webp&optimize=high&crop=16:9&width=320)
What is homeowners insurance and how does it work?
Homeowners Insurance
Bankrate explains homeowners insurance and how it works.
![Family with child enjoying a nice time in the park on a clear day](https://www.bankrate.com/2023/09/12172157/Insurance_Guide_to_life_insurance.jpg?auto=webp&optimize=high&crop=16:9&width=320)
Guide to life insurance
Insurance
Life insurance may seem confusing, but Bankrate’s experts are here to help.
Insurance Reviews
Latest Articles
![Energy advisor discussing usage of energy efficient boiler with woman in home](https://www.bankrate.com/2021/07/06093036/homeowners-equipment-breakdown-coverage-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Learn about equipment breakdown insurance for homeowners, landlords and businesses.
![Golden Retriever puppy at vet's office.](https://www.bankrate.com/brp/2025/01/17153820/do-all-vets-take-pet-insurance.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Almost all vets take pet insurance, but how payment works depends on your plan and the vet.
![A home inspector assessing damage in a house with an exposed roof.](https://www.bankrate.com/2022/10/18154626/Insurance_What_is_a_homeowners_insurance_peril_.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Standard home insurance usually covers damage from specific events called perils.
![An elderly gay couple walks together on a nice, scenic forest road.](https://www.bankrate.com/2010/09/17165908/credit-life-insurance-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Is credit life insurance worth it for you? Bankrate can help you find out.
![trump](https://www.bankrate.com/brp/2025/01/17133205/Insurance-Impact-of-Trumps-proposed-tariffs-on-auto-insurance.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Trump tariffs and your car insurance rate.
![shipyard](https://www.bankrate.com/brp/2025/01/17103915/impact-of-trump-s-proposed-tariffs-on-home-insurance.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Tariffs could increase construction costs and up the price of appliances and furniture.
![Cleaning up a blooded basement](https://www.bankrate.com/2022/01/25134344/Does-homeowners-insurance-cover-water-damage.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Water can be destructive — and repairs are often costly. Home insurance can help.
![Empty footpath through a lawn covered in fallen leaves](https://www.bankrate.com/2021/12/01110154/car-speeding-ticket-massachusetts-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate explores the impacts of a speeding ticket in Massachusetts.
![trump](https://www.bankrate.com/brp/2025/01/17133205/Insurance-Impact-of-Trumps-proposed-tariffs-on-auto-insurance.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Trump tariffs and your car insurance rate.
![Empty footpath through a lawn covered in fallen leaves](https://www.bankrate.com/2021/12/01110154/car-speeding-ticket-massachusetts-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate explores the impacts of a speeding ticket in Massachusetts.
![Person in a car that is parked and checking their phone.](https://www.bankrate.com/2022/11/05181329/Insurance-What-is-an-insurance-score.jpg?auto=webp&optimize=high&crop=1:1&width=356)
What is an insurance score and how do car insurance companies use it?
![Cropped Hands Of Mechanic maintain car, engine oil check and replace](https://www.bankrate.com/2021/06/07102743/outreach-car-care-tips-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
If you depend on your vehicle to get to work, shopping and more, it’s important to know how to upkeep your car, so that you can avoid emergency visits to the mechanic when one of the car’s systems [...]
![Family white-tailed deer cross road](https://www.bankrate.com/2021/09/03165435/car-does-liability-insurance-cover-hitting-a-deer-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate explains what liability insurance is and whether or not it covers hitting a deer.
![deer walking in road with cars in background](https://www.bankrate.com/brp/2023/08/14121746/GettyImages-1126290549-1.jpeg?auto=webp&optimize=high&crop=1:1&width=356)
If you see an animal in the road, it is important that you do not swerve. Learn why.
![Young man on driver's side of car accepting the key for it through the window](https://www.bankrate.com/2012/06/24222047/A-graduates-guide-to-buying-a-car.jpeg?auto=webp&optimize=high&crop=1:1&width=356)
Get around after graduation without putting yourself on a shoestring budget.
![Asian person hooking up an electric plug-in to their electric car](https://www.bankrate.com/brp/2024/06/11155032/Insurance_Buy_an_Electric_Car_and_Save.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Thinking of going electric? Bankrate can help you decide if it’s time to get an EV.
![Emergency aid workers sifting through debris of a building](https://www.bankrate.com/brp/2024/11/13111604/Insurance_Hurricane_clean_up.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate’s insurance team reviews dos and don’ts for hurricane cleanup.
![Kilauea house](https://www.bankrate.com/2022/03/09150336/Does-insurance-cover-volcano-damage.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Home insurance covers most, but not all, types of volcano damage.
![Walking away](https://www.bankrate.com/2021/04/27135850/regain-independence-after-domestic-violence-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
A financial guide and list of resources on what to do after domestic violence.
![messy room after a break in](https://www.bankrate.com/2022/09/19125648/Common-items-stolen-from-homes.jpg?auto=webp&optimize=high&crop=1:1&width=356)
What are the most common items stolen in a burglary? Bankrate did some research.
![Still life of a domestic renovation project](https://www.bankrate.com/2021/10/27172842/home-remodel-or-move-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Move or remodel? Weigh your options to decide which choice is best for you.
![Woman accounting](https://www.bankrate.com/2022/11/16135858/how-to-calculate-home-insurance.png?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate investigates how home insurance is calculated, and more.
![Young couple at home planning an investment](https://www.bankrate.com/2021/05/07095127/get-home-insurance-after-non-renewal-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Learn more about finding coverage after a nonrenewal.
![Total destruction](https://www.bankrate.com/2021/11/08090943/homeowners-insurance-mine-subsidence-insurance-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Wondering if you need mine subsidence insurance? Here’s who might.
![An elderly gay couple walks together on a nice, scenic forest road.](https://www.bankrate.com/2010/09/17165908/credit-life-insurance-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Is credit life insurance worth it for you? Bankrate can help you find out.
![A black couple sitting together on the couch](https://www.bankrate.com/2021/02/09133227/indexed-universal-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Discover the features, benefits and costs of indexed universal life insurance.
![A parent giving their child a piggyback ride.](https://www.bankrate.com/brp/2024/05/14101043/Insurance_Life_insurance_facts_and_statistics_2024.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate explores interesting life insurance facts and statistics from 2024.
![An old person sitting on a couch looking at their phone](https://www.bankrate.com/2023/03/11135934/Insurance_Guaranteed-life-insurance.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate explains how guaranteed life insurance offers coverage without exams.
![An older couple sitting together on a rocky beach.](https://www.bankrate.com/2020/07/07131526/life-insurance-riders-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate explains what life insurance riders are and how they work.
![An adult son is spending time with his father out in the backyard during a family cookout.](https://www.bankrate.com/2020/11/04163520/outlive-term-life-insurance-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Term life insurance policy expiring soon? Bankrate explains your options.
![An older couple reviews their finances with an expert.](https://www.bankrate.com/2020/07/30143504/adverse-selection-life-insurance-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Learn how adverse selection impacts life insurance and how insurers manage risk.
![A grandson is playing with his grandparents in the living room.](https://www.bankrate.com/2020/11/24173738/voluntary-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Many employers offer voluntary life insurance as an optional workplace benefit.
The trusted provider of accurate rates and financial information