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Insurance

Find news and advice on homeowners, renters, auto and life insurance.

Car Insurance

Auto insurance protects your finances from the unexpected. Use our car insurance tools to generate quotes, compare coverage options and find the best insurance company for you. Bankrate’s editorial team curated these top auto insurance picks for your budget.

Homeowners Insurance

If anything happens to your home or belongings, home insurance can protect you financially. Find out how much home insurance you need, how much you’ll pay, and what company is best for you with our online tools.

Life Insurance

Life insurance helps you financially care for your loved ones after you pass away. Bankrate is here to help you compare quotes and find the best life insurance company for you.

Insurance Basics

Car in California national park
Car insurance provides financial security to drivers and is often required to drive.
Asian single mother with her two children in the kitchen, showing them how to bake a cake.
Bankrate explains homeowners insurance and how it works.
Family with child enjoying a nice time in the park on a clear day
Life insurance may seem confusing, but Bankrate’s experts are here to help.

Insurance Reviews

Geico logo
4.4
Rating: 4.4 stars out of 5
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Progressive logo
4.4
Rating: 4.4 stars out of 5
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State Farm logo
4.3
Rating: 4.3 stars out of 5
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Latest Articles

People near car
Communal life on college campuses encourages sharing — but cars might be an exception.
Damaged automobile on road
What is PIP insurance in Michigan? Bankrate has the answer to this question.
A home inspector wearing a safety vest, safety goggles, and a hard hat taking notes on a property they are about to evaluate. There are some shapes in the background and design elements to make the image pop.
What should you do if you’re having a home inspection? Bankrate explains.
People on phones
Should you leave insurance out of it after a car accident? Bankrate explores.
Agreement and discussion
Looking to add someone to your car insurance policy? Here’s what you should know.
Car Window Smashed By A Thief
Did your car get vandalized? Your car insurance might cover it.
A cat sitting with toys
You can save money on pet insurance and still protect your pet.
A dog sitting in front of a vet
Pet insurance premiums are determined by a variety of factors.
People near car
Communal life on college campuses encourages sharing — but cars might be an exception.
Damaged automobile on road
What is PIP insurance in Michigan? Bankrate has the answer to this question.
People on phones
Should you leave insurance out of it after a car accident? Bankrate explores.
Agreement and discussion
Looking to add someone to your car insurance policy? Here’s what you should know.
Car Window Smashed By A Thief
Did your car get vandalized? Your car insurance might cover it.
Business people negotiating a contract
Learn what a COI is and when you may need one.
Upset person driving
Paying for your policy isn’t fun. But, knowing more about it can make it bearable.
an asian chinese mid adult woman working from home at dining table using digital tablet and documents during breakfast time
Debating a 6 or 12-month car insurance policy? Bankrate explains the difference.
A home inspector wearing a safety vest, safety goggles, and a hard hat taking notes on a property they are about to evaluate. There are some shapes in the background and design elements to make the image pop.
What should you do if you’re having a home inspection? Bankrate explains.
A woman in her living room holding a tablet in one hand and a piece of paper in the other. She is checking her home finances online.
Learn about CLUE reports, how they work and why they’re important when buying home or auto insurance. Get tips on how to get a copy and use the information.
Person voting
Your state’s elections could impact the cost of auto and home insurance.
mother and daughter grilling in backyard of home
The declarations page is a summary of your home insurance policy.
Person reviewing their taxes and/or financial documentation
Did your homeowners insurance company issue a moratorium? Here’s what it means.
A close-up of a house near the roof where there is damage done by termites. There is a graphical overlay with solid colors.
When does homeowners insurance cover termite damage? Bankrate has answers.
Woman analyzing documents while sitting at home
HO-3 vs. HO-5 home insurance — what you need to know to select the right policy.
Hispanic family enjoying a nice dinner out on the porch.
HO-5 insurance provides some of the broadest protection for your home.
A mother and daughter smile together for a picture. The mother is wearing a silk scarf over hear head as she is undergoing chemotherapy.
It’s tough for a person with cancer to buy a life insurance policy, though it’s not impossible.
A man and a woman are out at a cafe. The man is holding a cigarette between his fingers.
Learn about the impact smoking has on life insurance eligibility and premiums.
Bankrate plumbs the depths of the gender gap in life insurance.
Asian interracial family discussing life insurance possibilities with agent
Bankrate explains how life insurance premiums work and why they are so personalized.
A couple and their child review their finances with a consultant.
Meeting with a life insurance agent? Here’s what you might want to ask them.
A granddaughter holding her grandpa's hand and staring at the sunset.
Bankrate explains how to choose a contingent beneficiary.
A couple going over tax documents with a professional.
It’s important to understand the different types of life insurance beneficiary.
Two people reviewing their life insurance policies on a laptop.
Considering taking a loan on your life insurance? Bankrate gives you the pros and cons.
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