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Insurance

Find news and advice on homeowners, renters, auto and life insurance.

Car Insurance

Auto insurance protects your finances from the unexpected. Use our car insurance tools to generate quotes, compare coverage options and find the best insurance company for you. Bankrate’s editorial team curated these top auto insurance picks for your budget.

Homeowners Insurance

If anything happens to your home or belongings, home insurance can protect you financially. Find out how much home insurance you need, how much you’ll pay, and what company is best for you with our online tools.

Life Insurance

Life insurance helps you financially care for your loved ones after you pass away. Bankrate is here to help you compare quotes and find the best life insurance company for you.

Insurance Basics

Car in California national park
Car insurance provides financial security to drivers and is often required to drive.
Asian single mother with her two children in the kitchen, showing them how to bake a cake.
Bankrate explains homeowners insurance and how it works.
Family with child enjoying a nice time in the park on a clear day
Life insurance may seem confusing, but Bankrate’s experts are here to help.

Insurance Reviews

Geico logo
4.4
Rating: 4.4 stars out of 5
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Progressive logo
4.4
Rating: 4.4 stars out of 5
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State Farm logo
4.3
Rating: 4.3 stars out of 5
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Latest Articles

Black adult reviewing tax forms at their desk with an open laptop nearby.
Learn how to borrow from your life insurance and what to consider beforehand.
mom driving a car with her son in the backseat
Liability coverage is a necessary component of most auto insurance policies.
A partially-submerged house against a gray sky after a major storm and flooding
It’s never too early to shop for weatherproofing materials.
It’s important to know what conditions your pet insurance policy covers.
woman walking with her dog at the park
Waiting periods affect when coverage applies after you purchase a policy.
A couple going over tax documents with a professional.
Learn how an irrevocable beneficiary impacts your life insurance decisions.
Flooded streets in Houston Texas during Hurricane Harvey
Learn when hurricane season is in Texas and steps to prevent home damage.
Older Asian man drives his car with his daughter in the passenger seat.
Find out if you qualify for standard auto insurance.
mom driving a car with her son in the backseat
Liability coverage is a necessary component of most auto insurance policies.
Older Asian man drives his car with his daughter in the passenger seat.
Find out if you qualify for standard auto insurance.
An adult stands by their car and stares out at a nice scene as the sun sets in the distance.
How do you find the cheapest car insurance that’s still right for you? Bankrate explains.
car engine electrical wiring harness damage from chewing rodent
Will your insurance cover it if rats chew on your car wires? Bankrate explains.
Person reviewing their insurance claims.
Unsure about filing an insurance claim? Bankrate can help you figure it out.
Image of a car with the perspective viewing down on it with a Texas state limit sign.
Wondering what happens if you drive without insurance in TX? Bankrate explains.
Claims process
Do you have to get collateral protection insurance? Here’s what you need to know.
School bus with attached STOP sign extended and a bus monitor partially in the frame walking by the side of the bus
Discover school zone violations and their impact on your car insurance rates.
Flooded streets in Houston Texas during Hurricane Harvey
Learn when hurricane season is in Texas and steps to prevent home damage.
Distressed homeowner looking at their finances.
Dropped by your home insurance and don’t know what to do next? Bankrate can help.
When to file a home insurance claim
Deciding when to file a homeowners claim requires weighing various factors.
A young woman is sitting cross-legged on a couch and reviewing some financial forms.
Do you need to return extra money from a home insurance claim? Bankrate explains.
Group of adults talking
Bankrate explains HOA insurance and why it matters.
Mid adult man inspecting extractor hood in kitchen showroom
If you have RCV coverage, you’ll need to know about recoverable depreciation.
Hurricane Ian Slams Into West Coast Of Florida
Banrkate examines the current and future state of the Florida home insurance market.
Disabled Senior Man in a Wheelchair Working From Home
A renters policy can offer liability coverage, plus insurance for your stuff.
Adult daughter sits with her mother on the porch and are laughing together.
Use this guide to learn the basics to both permanent and term life insurance policies.
A mother sits at a computer while her special needs child sits next to her; they are laughing.
Looking for life insurance for parents of children with disabilities? Bankrate can help.
A black woman holding her child and enjoying a moment of rest.
In a level term policy, the premium and death benefit do not change.
Old black man talking to a life insurance broker
Bankrate has the answers to your questions about life insurance brokers.
A young man and woman are in the bunk of their Winnebago looking on the phone at possible insurance options.
Life insurance retirement plans may help fill the gaps of your retirement plans.
An Asian woman recovering from cancer looking at options with a physician
Bankrate has tips on finding life insurance with a pre-existing medical condition.
An older couple reviews their finances with an expert.
Learn about adverse selection and how it affects the life insurance industry.
An older nurse drawing blood from a woman.
Most life insurance medical exams require a blood test.
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