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Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Home equity basics

A green house on a sunny day
It’s the portion of your home you own outright. Its uses are almost endless.
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How to estimate your ownership stake, and how much of it you can borrow.
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Everything you need to know about HELOC and home equity loan requirements in 2024.

Home equity tools & resources

Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.

The latest

Family standing near car on driveway outside house
Probably not. Here are all the pros and cons to consider.
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It’s a way to put your homeownership stake to work, though not without risk.
A foreclosure sign in front of a house
Follow these steps to shield your home from seizure.
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What to watch for to get a top offer on a home equity line of credit.
Fisherman off the coast to Italy
It could be a shrewd strategy, but bear in mind the risks of tapping home equity.
Boy with toy airplane in front yard of house
In the home equity sweepstakes, who’s on top and who’s on bottom?
Two women chatting in front of a for sale sign
Your home equity line of credit’s life ends — but the debt doesn’t just disappear.
An older couple reviewing documents
Cash is usually king, but borrowing has its pluses too. Here’s how to decide.
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