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Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Home equity basics

A green house on a sunny day
It’s the portion of your home you own outright. Its uses are almost endless.
Couple sit in living room discuss receipts, control family budget, calculate household bills to pay
How to estimate your ownership stake, and how much of it you can borrow.
House with solar panels
Everything you need to know about HELOC and home equity loan requirements in 2024.

Home equity tools & resources

Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.

The latest

Illustrated collage featuring a house on a hill made of money
It’s a smart financial move. Here’s how to do it.
If you’re looking at HE loans or have a variable-rate line of credit, pay attention to the Fed.
Home decorated for autumn
It just might be. But don’t forget the fundamentals of how home equity loans work.
Couple sits on the couch in their new home
It’s the thing that puts your house on the line if you miss mortgage payments.
Illustrated collage featuring a man removing a damaged roof
Use your home to fix your home: a smart move, if you bear the risks in mind.
Mother helping daughter move boxes into car for college
Could be an A+ idea, if you consider all the pros and cons first.
Modern Real Estate Front Exterior Blue and White Color Scheme with landscaping
Yes, you can get financing, even if you’re not the most creditworthy candidate.
family in their kitchen
Yes, you get charged for getting out of debt early. Here’s why.
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