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Have you heard the term guardian but don’t know what it means? Let Bankrate explain.
A guardian is a person who is legally responsible for someone who is unable to manage their own affairs because of age, poor health or other extenuating circumstances.
A legal guardian is most commonly associated with a disabled person, an adult who has become incompetent and cannot handle his or her own affairs, or a child whose parents have died.
Guardianship.org outlines the qualifications for any guardian:
In some states, there is a preference for a family member to act as guardian. Most states do not have education or experience requirements, but some provide assistance through training sessions and other resources.
A guardian is entitled to reasonable compensation. Family members frequently choose to act as guardians without compensation, but a professional not related by marriage or blood does receive financial compensation.
In terms of law, parents are natural guardians for their children.
An adult needing a guardian might be an elderly man who spends his life’s savings on magazine subscriptions in a matter of months. He might require a guardian to oversee his financial well-being.