
12 of the best personal finance podcasts of 2022
Podcasts are a convenient way for savers to boost their personal finance knowledge.
You need to understand what the Do Not Call Registry is. Here’s what to know.
The Do Not Call Registry is a list of phone numbers that telemarketers are prohibited from calling in most circumstances. A person can register his or her number at the U.S. Federal Trade Commission’s website at www.donotcall.gov/.
On June 27, 2003, the U.S. government opened the Do Not Call Registry to help citizens who did not want to receive unsolicited calls from telemarketers. Within four days, it had over 10 million phone numbers listed.
Despite several lawsuits and settlements between the FTC and various businesses that rely on telemarketing for sales, the registry remains in place.
It is free to register any mobile number. The phone number should be listed on the registry within approximately 24 hours of registration. While the Do Not Call Registry prevents an individual from receiving numerous types of telemarketing calls, he still may receive other types of solicitation calls, such as those from political groups, charitable organizations, debt collectors, telephone surveys and companies the person recently has conducted business with or given permission to call that number.
When a user visits www.donotcall.gov, he can enter up to three phone numbers, along with an email address. The individual will receive a confirmation email and must click the registration link within 72 hours to complete the registration. One also can verify whether he or she already has added a phone number.
Visitors to the website can file a report if they receive an illegal sales call. Many companies get around the Do Not Call Registry by using robocalls or recordings rather than live people to do their telemarketing. This is against registry rules.
After a phone number is on the registry for 31 days, the owner of that number can file a complaint about any illegal call.
The U.S. government offers some other tips for using the Do Not Call Registry:
The only thing worse than telemarketers is debt collectors. Find out more about paying off debt once and for all.
Podcasts are a convenient way for savers to boost their personal finance knowledge.
These 10 money-themed books can help you improve your finances.
There are many ways scammers can steal identities and use them for gain, usually of a financial nature.
A significant portion of Americans experience financial worries.
Identity theft is a term that covers a variety of crimes in which someone steals another person’s personal information.
Look for a plan with a reputable provider that offers services that make you feel confident.
If you discover the breach early and act without delay, you could minimize the damage.
Here’s a breakdown of where identity theft occurs most often, according to FTC data.
Stay alert and don’t think identity theft can’t happen to you.