Car loan rates are at lows throughout the country. That’s making it a lot easier to find a decent rate in Missouri. In fact, four lenders in this survey are offering rates on a 48-month new-car loan that are lower than the national average of 4.05 percent. Use our research to look for auto loan rates in St. Louis, MO.

It’s important to budget for the total cost of owning a vehicle. That means factoring insurance, maintenance and fuel costs into your budget in addition to the monthly payment.

Use our research to find the lowest auto loan rates in St. Louis, MO, today.

Auto loan rates in St. Louis, Missouri

Here are the auto loan rates in St. Louis, MO, as of 10 a.m. on Monday. The 48-month new-car loan rates vary from 1.99 percent to 7.49 percent.

Lender Product Rate
PenFed 48-month new car 1.99%
Commerce Bank 48-month new car 3.6%
Heartland Bank 48-month new car 7.49%
LightStream 48-month new car 2.19%
U.S. Bank 48-month new car 3.37%

Use our auto loan calculator to check your monthly car payment.