Car loan rates are low throughout the nation. The average national 48-month new-car loan rate is currently at 4.08 percent. And one lender in this survey has been offering 1.99 percent. Use our research to find the best auto loan rates in Philadelphia, PA, today.

Overall, there are five lenders in this survey offering rates lower than the national average. But before settling on a lender, it’s important to check out the conditions and fees for each loan.

You can use our tools to find the best auto loan rates in Philadelphia, PA, and in other areas of Pennsylvania, today.

Auto loan rates in Philadelphia, Pennsylvania

Here are the auto loan rates in Philadelphia, PA, as of 10 a.m. on Friday. The 48-month new-car loan rates vary from 1.99 percent to 7.99 percent.

Lenders Product Rates
PNC Bank 48-month new car 2.49%
3rd Fed Bank 48-month new car 5.25%
TD Bank, NA 48-month new car 4.04%
Firstrust Bank 48-month new car 5.5%
Bank of America, N.A. 48-month new car 2.24%
Continental Bank 48-month new car 5.49%
Beneficial Bank 48-month new car 7.99%
PenFed 48-month new car 1.99%
LightStream 48-month new car 2.19%

Use our auto loan calculator to check your monthly car payment.