Car loan rates are low throughout the country, making it a good time to be in the market for a new vehicle. The average 48-month new-car loan is currently at 4.06 percent. And there are four lenders in this survey offering rates below that average. Use our tools to find auto loan rates in Albany, NY, today.

One lender in this survey recently has been offering 2.12 percent. That’s well below the national average. Just make sure to compare the conditions and fees for each loan before you decide on a lender.

Our tools can help you find auto loan rates in Albany, NY, today.

Auto loan rates in Albany, New York

Here are the auto loan rates in Albany, NY, as of 10 a.m. on Friday. The 48-month new-car loan rates vary from 2.12 percent to 6.24 percent.

Lender Product Rate
PenFed 48-month new car 2.24%
TrustCo Bank 48-month new car 2.12%
LightStream 48-month new car 2.19%
First Niagara Bank, NA 48-month new car 6.24%
KeyBank 48-month new car 3.74%

Use our auto loan calculator to check your monthly car payment.