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While vehicle fuel economy is improving, gas still remains a major expenditure for many households. If you’re looking for a way to reduce your financial pain at the pump, consider picking up a gas credit card.

It’s important to compare cards and find the correct gas credit card for your situation. But look past the gas company branded cards. There are some better deals available.

Here are two quality gas credit cards as chosen by the experts at

Best Gas Credit Cards

  • Bank of America Cash Rewards Credit Card
  • Discover it® chrome

CARD SEARCH: Save at the pump with these gas credit cards.

Card Rewards Variable APR
Bank of America Cash Rewards Credit Card 3% cash back on gas for the first $2,500 in combined grocery, wholesale club/gas purchases each quarter 14.74% to 24.74%
Discover it chrome 2% cash back on gas on up to $1,000 in combined gas stations/restaurants purchases each quarter 13.49% to 24.49%

Bank of America Cash Rewards Credit Card

Substantial cash back on fuel purchases put this card on’s list. And it’s a great all-around cash-back card to boot.


  • Earn 3 percent cash back on gas purchases, 2 percent at grocery stores and wholesale clubs and 1 percent cash back on all other purchases. Earn grocery, wholesale club and gas rewards on combined spending up to $2,500 each quarter.
  • Earn a $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening.

Who should get this card
This card is ideal if you spend big on gas, grocery stores and wholesale clubs. It’s also a good fit if you plan to redeem cash back into a Bank of America checking or savings account, which will get you a 10 percent bonus. That bonus increases anywhere from 25 percent to 75 percent if you’re a Preferred Rewards client.

This serves as a great gas credit card, but if you’re looking for a solid cash-back rate on all purchases, there are some better deals available.

This card comes with no annual fee. This card has a zero-percent introductory APR offer on purchases for the first 12 billing cycles. After that a variable APR between 14.74 and 24.74 percent applies.

Discover it chrome

Though the Discover it chrome made’s list as a worthy card for students, it also stands out as a solid gas credit card.


  • Earn 2 percent cash back at gas stations and restaurants with a limit of $1,000 in combined purchases per quarter. Earn 1 percent on all other purchases.
  • At the end of your first year, this card offers dollar-for-dollar of all cash back you’ve earned.
  • No annual fee or over-limit fee. Late payment fee is waived one time.

Who should get this card
Whether you’re a student or not, if you spend big on gas, Discover it chrome is a good option.

This card has a variable APR between 13.49 and 24.49 percent.

RATE SEARCH: Compare gas card offers now.

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