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Are you limiting your spending every month, and if so why? What are the main reasons for doing so?
Americans just aren’t yet ready to splurge. They’re not ramping up their spending and the 2 leading reasons why are stagnant income and the need to save more money. One of these really contributes to the other. That stagnant income has really prevented people from ramping up their savings. So they’re in a position where they need to save but they don’t have the extra income that gives them the ability to really do so.
Woman 1: You have to change some things, you know. The way that you used to live and things that you used to do, you can’t really do anymore.
Woman 2: Right now, it’s picking up; I’m making some extra money. I’m saving whatever I can, but it’s hard.
Man 1: I have money in savings and whatnot, but it’s primarily trying to be more aggressive trying to make money.
Man 2: My financial priority has been saving and making sure that I have enough money to make ends meet and really just live comfortably.
Man 3: You could be doing well now and lose your job tomorrow.
Man 4: You know, most of my money is in my business, but I’m doing a little bit better.
Greg: You told us you’re feeling more secure in your jobs, but it just wasn’t as strong as what we saw last month. Compared to last year, Americans are feeling more financially secure; they feel more secure in their jobs. They’re more comfortable with their debt burdens, they’re reporting higher net worth, and they say that their overall financial situations are now better.
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