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Bankrate follows a strict editorial policy, so you can trust that our content is honest and accurate. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. The content created by our editorial staff is objective, factual, and not influenced by our advertisers.
We’re transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money.
Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. Therefore, this compensation may impact how, where and in what order products appear within listing categories. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service.
Editor’s note: Each week, one of Bankrate’s personal finance reporters is reporting on a new way to save and chronicling the savings journey. This week, I shopped cellphone carriers to see how much I could save and to share my experience with you. See what happened.
Last year my husband Kevin, 58, expressed a more-urgent-than-usual desire to retire from his well-paying electric utility job after 34-plus years of service. He wanted to be able to enjoy life by playing on the community tennis team while his knees still worked and by surfing whenever the waves beckoned. Kevin doesn’t do stress well, and he threatened to drop dead at his desk if he continued to work. Also, he promised he would pick up most of the housekeeping chores.
I want him alive, and I don’t particularly like doing chores, so I supported his decision.
Our income plummeted about 50 percent effective September 2014. Believe me, that is a noticeable drop. I examined our spending patterns in 2014, searching for areas of profligacy in the budget, and saw a few categories where we could save money. I zeroed in on telecom costs first.
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