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Google’s Android operating system has a huge selection of personal finance apps. That’s great, but it also means that weeding out the less useful apps can be a challenge.
The 1st step to finding the right finance app is deciding what you want to accomplish. Many apps try to do one thing well. Do you want to know your credit card balance, investment status or a bill’s due date? Or do you want to know when you have $200 left in your entertainment budget for the month?
To make any financial app useful, expect to make a commitment to inputting and maintaining data. But a good app will make that process as painless as possible.
Lastly, have realistic expectations. No app alone will make you change your spending habits or add discipline to your budgeting.
A word on security
Storing financial information in your phone means you risk exposing it to anyone who accesses your phone. Make sure your phone has password protection, and set up your financial apps with an additional password for logging in. All the apps reviewed here have password protection.
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