Despite low interest rates across the board at most banks, you can put yourself on a path toward more savings for your future. If you’re in the market for a money market account, here are a few tips to earning more from your money market rates.

Meet balance minimums

As you compare money market rates available at different banks, be sure to get a complete account education. While higher rates are attractive, they often carry balance minimums with them. Fail to meet the minimum requirements, and the bank can hit you with a monthly fee.

Get the bonus boost

While bonuses for money market accounts seem less widespread than those of checking accounts, there are incentives for opening a new money market account. One bank rewards new account holders who meet guidelines with a 2.25 percent money market rate for the first three months. As you look for an account, be sure to inquire about introductory money market rates and other offers to help increase your savings.

Limit your transactions

After you’ve chosen a money market account, try not to withdraw any money from it, and maintain the highest balance possible to take advantage of the money market rate. At the same time, set up an additional fee-free checking account specifically for spending, and use Bankrate’s savings calculator to find out just how much you can earn.

Ready to start searching? Use Bankrate’s savings search engine to find the best money market rates for your funds.