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Bankrate follows a strict editorial policy, so you can trust that our content is honest and accurate. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. The content created by our editorial staff is objective, factual, and not influenced by our advertisers.
We’re transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money.
Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. Therefore, this compensation may impact how, where and in what order products appear within listing categories. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service.
3 tools for retirement planning
Retirement may seem like a mirage far off in the sands of the financial desert, but the truth is it’s real, and you are moving toward it faster than you realize. If you haven’t started retirement planning, it’s time. Retirement planning can be difficult in an unstable economy, but with the use of a few tools you can safeguard your savings and reach your goals for retirement.
Retirement planning calculators
It’s important to know all the statistics on contributions you’re making to your 401(k), Roth IRA and other savings. Bankrate offers a wide range of retirement planning calculators to help you through the process. The 401(k) retirement planning calculator lets you manage your 401(k) balance after leaving an employer. Bankrate also offers a calculator to determine savings in a Roth 401(k) versus a traditional 401(k).
Work sheets
While retirement planning can be chaotic, using a simple work sheet can create some order out of the mess. Use Bankrate’s retirement planning checklist to plan for your short- and long-term retirement goals. If you’re close to retirement, creating a retirement budget can help you stay on track with your spending. Bankrate offers a retirement budget work sheet to assist in the process.
Retirement planning research
If you’re in the dark about where to start with retirement planning, then use research to shed light on your options. There’s an abundance of information on retirement planning on the Internet. For accurate information on retirement planning, check out Bankrate’s retirement basics.
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