Editor’s note: This is a transcript of the audio file.

Being the designated driver can be a drag. Fortunately, there is a way to get everyone home safely without calling a cab and scramble to pick up your car the next day. You can hire a professional designated driver. I’m Clark Palmer with your Bankrate.com personal finance minute.

Here’s how professional designated driving services work: You make a reservation. The service drops a driver off wherever you and your car are stuck. The driver drives you and your passengers home in your car.

The cost seems pretty reasonable. With some services, you can save money by purchasing the ride ahead of time for a preplanned night of revelry.

Whatever the cost, it’s probably less than the $20,000 a DUI could cost you, and it will keep you and other drivers safe to boot.

Unfortunately, some companies don’t allow you to reserve a ride past 2 am. Those are pretty truncated hours for a service that brings people home at the end of the night.

You can find a comprehensive list of designated driver services by state or county on DrinkingAndDriving.org.

For more news and commentary about cars, visit Bankrate.com. I’m Clark Palmer.