Rates are low and the mortgage business is booming, making the time ripe for scams. Here are some important things to watch out for.

Don’t get tripped by mortgage tricks Everything from unnecessary extended rate locks to hidden closing fees await the unsuspecting shopper. Here are some of the most important things to look out for.

It’s ‘buyer beware’ when your credit is so-so
The market for subprime home loans is confusing and full of potential pitfalls. Mortgage rates, fees and terms vary widely from lender to lender. Here’s how to shop when your credit is less-than-perfect.

Bad home equity loan can lead to foreclosure
Stripping, flipping and packing are examples of lending hazards borrowers need to understand and avoid.

Fight lending discrimination and win
Some lenders will try to take advantage of you. Here’s how to beat them at their game.

Minority car buyers: Beware of extra financing markup
Two federal lawsuits say that car dealers and finance companies charge higher interest rates to minority buyers. The higher rates often take the form of dealer markup.