The average 30-year fixed mortgage rate is 4.52%, up from 4.51% last week. 15-year fixed mortgage rates increased to 3.94% this week, from 3.90% last week. Additional mortgage rates can be found in the chart and graph below.

Today’s Mortgage Interest Rates
3-month trend 30-year fixed rate 15-year fixed rate 5/1 ARM 30-year jumbo
2/21/2018 4.52% 3.94% 3.98% 4.51%
2/14/2018 4.51% 3.90% 3.93% 4.45%
2/7/2018 4.44% 3.87% 3.94% 4.38%
1/31/2018 4.38% 3.77% 3.86% 4.34%
1/24/2018 4.27% 3.71% 3.81% 4.28%
1/17/2018 4.20% 3.62% 3.80% 4.25%
1/10/2018 4.18% 3.57% 3.77% 4.21%
1/3/2018 4.1% 3.49% 3.7% 4.14%
12/27/2017 4.15% 3.58% 3.77% 4.2%
12/20/2017 4.14% 3.52% 3.72% 4.19%

What is a good rate on a mortgage?

While what qualifies as a good mortgage rate is up for interpretation, a good rate would be one that is at least equal to the average rate for the mortgage type. Ideally, a good mortgage rate should be lower than the average rate. Find out how you can snag the best mortgage rate.

What is the APR on a mortgage?

The APR, or annual percentage rate, on a mortgage reflects the interest rate, as well as other costs such as broker fees, discount points and some closing costs. The APR is expressed as a percentage. Learn more about a mortgage’s APR, and how it differs from the interest rate.

What is the best credit score to get a mortgage?

A 760 credit score or higher generally will qualify you for the best mortgage rates. However, you don’t need excellent credit to qualify for a mortgage. It’s difficult but possible to get a mortgage with a credit score under 620. Find out more about how your credit score affects your mortgage rate.

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