Bankrate follows a strict editorial policy, so you can trust that we’re putting your interests first. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions.
Key Principles
We value your trust. Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. Our editors and reporters thoroughly fact-check editorial content to ensure the information you’re reading is accurate. We maintain a firewall between our advertisers and our editorial team. Our editorial team does not receive direct compensation from our advertisers.
Editorial Independence
Bankrate’s editorial team writes on behalf of YOU – the reader. Our goal is to give you the best advice to help you make smart personal finance decisions. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. So, whether you’re reading an article or a review, you can trust that you’re getting credible and dependable information.
You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey.
Bankrate follows a strict editorial policy, so you can trust that our content is honest and accurate. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. The content created by our editorial staff is objective, factual, and not influenced by our advertisers.
We’re transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money.
Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. Therefore, this compensation may impact how, where and in what order products appear within listing categories. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service.
Anchor intro: You already insure your car, your home and your health. Do you really have to insure your vacation, too? It could help you save money in the long run … Bankrate.com explains.
Voice over 1: Heavy snow can make driving tough, and flying impossible. If you get stuck, will the airlines foot the bill for your food and lodging?
SOT: “Not necessarily. I don’t think they’re required to help us.”
Voice over 2: He’s right. Airlines won’t pay if you get stranded by weather. Fact is, from hurricanes to hernias, there are a plethora of potential travel problems that could cost you your trip and your money.
Voice over 3: And that’s why, according to the US Travel Insurance Association, Americans line up to pay a billion bucks a year for the security of travel insurance.
Voice over 4: But is it worth it? These policies have lots of fine print. And some experienced travelers have had so many issues, they leave home without it.
SOT: “I’ve had a hernia on a ship and different things. Very seldom … still, they denied the claim. Their main excuse that they all use as an escape is existing condition.”
Voice over 5: There’s a lesson here. Read the fine print. See what’s covered and what’s excluded. And check your homeowners, health insurance … even credit cards, to see what protection they already offer. Then decide.
There is nothing wrong with purchasing a little peace of mind when you purchase those tickets. Just make sure you’re not duplicating coverages, and you’re getting the peace of mind you’re paying for. For Bankrate.com, I’m Kristin Arnold.
Share