If you think you’ve mastered the material in this chapter, take our quiz. After you click the ”submit” button, the answers will appear below.

  1. True or false: High deductibles and less expensive premiums make insurance plans with health savings accounts attractive to employers.

    True
    False
  2. Who is a health savings account good for?

    People who can afford a high deductible.
    People who can’t afford health insurance.
  3. What is the difference between an HMO and PPO?

    Difficult to say without checking the details of the individual plan.
    HMOs offer co-pays, PPOs do not.