Bankrate follows a strict editorial policy, so you can trust that we’re putting your interests first. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions.
Key Principles
We value your trust. Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. Our editors and reporters thoroughly fact-check editorial content to ensure the information you’re reading is accurate. We maintain a firewall between our advertisers and our editorial team. Our editorial team does not receive direct compensation from our advertisers.
Editorial Independence
Bankrate’s editorial team writes on behalf of YOU – the reader. Our goal is to give you the best advice to help you make smart personal finance decisions. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. So, whether you’re reading an article or a review, you can trust that you’re getting credible and dependable information.
You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey.
Bankrate follows a strict editorial policy, so you can trust that our content is honest and accurate. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. The content created by our editorial staff is objective, factual, and not influenced by our advertisers.
We’re transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money.
Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. Therefore, this compensation may impact how, where and in what order products appear within listing categories. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service.
Yuri_Arcurs/Getty Images
As of Sept. 20, 2016, the Identity Theft Resource Center had recorded 687 data breaches for the year, in which 28.8 million consumer records were compromised.
That was before news of the Yahoo data breach surfaced. Add 500 million more records to that list.
American consumers’ data has been exposed with such frequency that about 1 in 6 adults say they or someone they know is a victim of identity theft, according to Bankrate’s latest Money Pulse survey.
You aren’t in total control when it comes to your data, but there are things you can do to protect yourself. Start by avoiding these 6 bad habits.
“It’s definitely worth being worried about protecting yourself,” says Tim Erlin, director of IT security and risk strategy at Tripwire, a cyber-security firm. “As a consumer, you can’t be worried necessarily which company will be compromised next.”
FREE TOOL: Check your credit report for free at any time at myBankrate.
Share