Virginia Credit Union

Location: Richmond, VA

Yield % N/A
Minimum to open $1
Minimum balance to avoid fee $0
Monthly service fee $0
Nonsufficient funds fee $20
Fee to use other ATM $2
ATM surcharge $3
Notes: Regular Checking — ATM affiliates: Wawa and Sheetz. 4 free non-VACU ATM transactions per month. Nonsufficient funds fees tiered: 1st, $20; 2 or more, $35. Domestic ATM surcharges reimbursed up to $8 per month with direct deposit of $100 or 15 debit card transactions per month. $20 balance required to begin making transactions.

Bankrate conducted a survey of the 50 largest U.S. credit unions based on total deposits, surveying 1 checking account at each, along with the accompanying debit card and ATM transaction fees. The survey was conducted Jan. 13-22, 2016. For N/A yield: The account is not an interest-yielding checking account.