State Employees Federal Credit Union (SEFCU)

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State Employees Federal Credit Union (SEFCU)

Location: Albany, NY

Yield % N/A
Minimum to open $1
Minimum balance to avoid fee $0
Monthly service fee $0
Nonsufficient funds fee $25
Fee to use other ATM $1.25
ATM surcharge $2
Notes: Free Checking — ATM Affilate: AllPoint ATM Network. ATM surcharge is $2 at a branch, $2.50 at stand-alone ATMs.

Bankrate conducted a survey of the 50 largest U.S. credit unions based on total deposits, surveying 1 checking account at each, along with the accompanying debit card and ATM transaction fees. The survey was conducted Jan. 13-22, 2016. For N/A yield: The account is not an interest-yielding checking account.