ESL Federal Credit Union

Location: Rochester, NY

Yield % N/A
Minimum to open $1
Minimum balance to avoid fee $0
Monthly service fee $0
Nonsufficient funds fee $37
Fee to use other ATM $1.50
ATM surcharge $2.50
Notes: Free Checking — ATM affiliate: Presto. 5 free non-ESL/affiliate ATM transactions per month with direct deposit.

Bankrate conducted a survey of the 50 largest U.S. credit unions based on total deposits, surveying 1 checking account at each, along with the accompanying debit card and ATM transaction fees. The survey was conducted Jan. 13-22, 2016. For N/A yield: The account is not an interest-yielding checking account.