Chapter 5: Using credit wisely

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You’ve got a credit card and you’ve learned how to manage it. Now we’ll show you some ways to protect your good credit.

The topics covered in this chapter may seem wide-ranging, but they all have a common theme: wise and safe use of your credit card. Tempted to buy online? Here’s why you want to use a card to make your purchases. Find a mistake on your bill? We’ll show you how to dispute it. Want a free trip to Hawaii? Maybe a credit card with travel perks is the way to go. Can’t get credit? A secured card might get you going. Too many bills due the first of the month? You can change your due date.

What you can expect to learn from this chapter: