
Uber Visa Card
Rewards rate
1%–5%Annual fee
$0Intro offer
$100Regular APR
15.74%, 21.74% or 26.49% VariableRecommended Credit Score
Good to Excellent (670 - 850)At Bankrate, we have a mission to demystify the credit cards industry — regardless or where you are in your journey — and make it one you can navigate with confidence. Our team is full of a diverse range of experts from credit card pros to data analysts and, most importantly, people who shop for credit cards just like you. With this combination of expertise and perspectives, we keep close tabs on the credit card industry year-round to:
At Bankrate, we focus on the points consumers care about most: rewards, welcome offers and bonuses, APR, and overall customer experience. Any issuers discussed on our site are vetted based on the value they provide to consumers at each of these levels. At each step of the way, we fact-check ourselves to prioritize accuracy so we can continue to be here for your every next.
Bankrate follows a strict editorial policy, so you can trust that we’re putting your interests first. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions.
We value your trust. Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. Our editors and reporters thoroughly fact-check editorial content to ensure the information you’re reading is accurate. We maintain a firewall between our advertisers and our editorial team. Our editorial team does not receive direct compensation from our advertisers.
Bankrate’s editorial team writes on behalf of YOU – the reader. Our goal is to give you the best advice to help you make smart personal finance decisions. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. So, whether you’re reading an article or a review, you can trust that you’re getting credible and dependable information.
You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey.
Bankrate follows a strict editorial policy, so you can trust that our content is honest and accurate. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. The content created by our editorial staff is objective, factual, and not influenced by our advertisers.
We’re transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money.
Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. Therefore, this compensation may impact how, where and in what order products appear within listing categories. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service.
This content is powered by HomeInsurance.com, a licensed insurance producer (NPN: 8781838) and a corporate affiliate of Bankrate.com. HomeInsurance.com LLC services are only available in states were it is licensed and insurance coverage through HomeInsurance.com may not be available in all states. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.
3.5
Rewards rate
1%–5%Annual fee
$0Intro offer
$100Regular APR
15.74%, 21.74% or 26.49% VariableRecommended Credit Score
Good to Excellent (670 - 850)The Uber Visa Card review was last updated on November 12, 2019.
It’s rare that a co-branded credit card beats out issuer rewards credit cards, but the Uber Visa has proven to be an exception to that rule. Issued by Barclays, the card offers users competitive cash-back rewards on Uber-related spending, dining and travel — and for no annual fee.
You’ll get a generous rewards rate of 5 percent back in Uber Cash on Uber, Uber Eats and JUMP bikes and scooters, 3 percent back on airfare, hotels, vacation rentals and dining and 1 percent back on all other purchases.
The card also comes with mobile phone protection (when you pay your bill with your Uber Visa), exclusive access to some events, no foreign transaction fees and Visa Signature benefits.
The card might be called the Uber Visa, but its value stretches far beyond ridesharing.
Young professionals and students who have already built up a good credit score can really maximize their cash back rewards with this card’s bonus categories — without the pain of an annual fee. That’s an added benefit of the Uber Visa, as cards with similar rewards structures typically charge annual fees as the tradeoff for solid perks and competitive rewards.
The boosted earnings rate on airfare and lodging puts the Uber Visa Card on a par with the rewards offered by some of the top travel rewards cards like the Chase Sapphire Preferred Card and the Citi Prestige Card, but without the cost of ownership. Of course, you won’t have access to the same luxury travel perks with the Uber Visa, but that tradeoff is well worth it if you’re a casual traveler rather than a wanderlust pro.
Maximizing the value of the Uber Visa is mostly straightforward. Use the card and earn cash back.
Whether you’re constantly hailing an Uber or just looking for a great credit card offer that offers cash back, the Uber Visa holds its own against some of the most competitive cash back cards in the market.
New cardholders can take advantage of a $100 Uber Cash welcome bonus after spending $500 in the first 90 days. Additionally, you’ll get mobile phone protection if you use this card to pay for your bill.
A significant downside of the card is its inflexible redemption options. Each point earned with the Uber Visa is worth one cent and can be redeemed directly through the Uber app to pay for rides or as cash back.
* See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.
Editorial Disclosure: Opinions expressed here are the author's alone, and have not been reviewed or approved by any advertiser. The information, including card rates and fees, is accurate as of the publish date. All products or services are presented without warranty. Check the bank’s website for the most current information.
Share