Delta credit card targets casual travelers

Getty Images

At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict , this post may contain references to products from our partners. Here’s an explanation for

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

Advertiser Disclosure: The credit card offers that appear on the website are from companies from which this site receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or available credit card offers. Information about credit cards and card offers is accurate as of the date of publication.

Editor’s note: Some of the offers on this page may be expired. Check out our Best Credit Cards page for the most up-to-date offers for our favorite credit cards.


Delta and American Express have unveiled a travel rewards credit card aimed at casual travelers and millennials.

The Blue Delta SkyMiles Credit Card from American Express pays 2 miles per dollar spent on purchases made directly with Delta and at U.S. restaurants. All other eligible purchases earn 1 mile per dollar.

The card is the fourth in the airline’s portfolio of travel credit cards, but Blue is the only card that charges no annual fee.

“People said they wanted three things,” says Sandeep Dub, Delta’s vice president of customer engagement and loyalty. “They wanted us to make it easy to earn miles, they wanted peace of mind that their miles won’t expire and, lastly, they didn’t want to pay an annual fee.”

Leaner benefits, fewer fees

The card’s airline rewards are equal to the more expensive cards in the Delta lineup, while the restaurant reward is unique. But you’ll sacrifice the access to airport lounges offered by its premium card counterparts, Gold Delta SkyMiles Credit Card, the Platinum Delta SkyMiles Credit Card and the Delta Reserve.

This card also eschews free-bag check, but owners will get 20 percent off in-flight Delta purchases in the form of a statement credit.

This is definitely not a card for the road warrior.

Cardholders are tied to Delta, which can be a drawback if you’re on a budget and want to find the cheapest tickets or use another airline for logistical reasons. This could make it challenging to compete with more flexible options.

The Chase Sapphire Preferred Card not only lets members use their miles at any airline, but it also offers 2x points on travel and restaurants and 1x points on all other purchases. Even with this card’s $95 annual fee, it offers savvy travelers and consumers bigger rewards payouts with more flexibility.

Who is this card good for?

If you travel a bit, but typically only bring a carry-on bag, this card might be the right fit. Delta typically charges $25 each way for the first checked bag. Fly round trip twice a year — and check your luggage — and the Gold card is probably a better option. It charges a $95 annual fee, which is waived the first year.

Amex and Delta also think this might be a good fit for young adults who dine out frequently.

The companies conducted a poll that showed 37 percent of this age group spends more money on dining each week than other discretionary expenses.

Again, though, if you dine and travel frequently, there are other, better options.

Editorial disclosure: All reviews are prepared by staff. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. The information, including card rates and fees, presented in the review is accurate as of the date of the review. Check the data at the top of this page and the bank’s website for the most current information.

Written by
Natalie Campisi
Mortgage reporter
Natalie Campisi is a former mortgage reporter at Bankrate.