Hyatt Credit Card change may be good for thrifty travelers

Photo courtesy of Grand Hyatt Melbourne

At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict , this post may contain references to products from our partners. Here’s an explanation for

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

Advertiser Disclosure: The credit card offers that appear on the website are from companies from which this site receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers.

Change is good sometimes, just not for everyone. A new sign-up bonus on the Hyatt Credit Card may prove to be better for budget-minded travelers, but possibly worse for luxury lovers.

The Chase-issued credit card, which charges a $75 annual fee, used to offer a sign-up bonus of two free nights at any Hyatt hotel after new cardholders spent $2,000 within three months of opening the account.

This bonus treated the $75-per-night Hyatt Place Tempe/Phoenix Airport the same as the Park Hyatt Maldives, where room rates start at more than $1,000. The reward structure benefited world travelers looking to save hundreds on a luxurious overnight stay.

Thrifty travelers may come out ahead with the new bonus, which offers 40,000 World of Hyatt points after you spend $2,000 that can be used to book room stays. (In fact, points-based bonuses are pretty standard for hotel credit cards.)

Top tier Hyatt properties like those in Sydney and the Maldives require 30,000 points for a free night’s booking. But if your tastes run more toward a-room-is-just-a-place-to-sleep attitude, then you might use the points for longer stays, like eight nights at the Hyatt Regency in Albuquerque, New Mexico or five nights at the Montreal Hyatt Regency, for example.

World of Hyatt redemption rates
Hotel category Room points per night Free nights with new bonus
1 5,000 8
2 8,000 5
3 12,000 3 (4K points leftover)
4 15,000 2 (10K points leftover)
5 20,000 2
6 25,000 1 (15K points leftover)
7 30,000 1 (10K points leftover)


What you get with this card

What won’t change about the card are its standard features. You still will:

  • Get one free night every year on your card anniversary at any Category 1-4 hotel.
  • Earn three World of Hyatt points per $1 spent at all Hyatt hotels and resorts with your card, two points per $1 spent at restaurants, airline tickets purchased directly from the airline and car rental agencies and one point per $1 everywhere else. Compare this return with other rewards credit cards.
  • Be charged no foreign transaction fees.
  • Receive trip and luggage cancellation and protection insurance.
  • Have access to Visa concierge services.
  • Score an additional 5,000 points when you add an authorized user.

Hyatt also is offering cardholders a 10 percent refund on points redemptions for stays this summer up until Sept. 5.

If you’re in the market for a new card, and you have some expenses coming up that will meet the minimum spending requirement, getting the Hyatt card could offer some significant savings on your hotels. Keep in mind, that, like with all rewards cards if you don’t pay the bill in full every month, the value of the rewards earned is eliminated by the interest charges you’ll pay on the balance.

This editorial content is not provided or commissioned by any of the referenced financial institutions or companies. Opinions, analysis, reviews or recommendations expressed here are the author’s alone, not those of any financial institutions or companies, and have not been reviewed, approved or otherwise endorsed by any such entity. All products or services are presented without warranty. is an independent, advertising-supported publisher and comparison service. This post contains references to our partners, and Bankrate may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on certain links posted on this website.