Credit Scores & Reports Advice

Latest Credit Scores & Reports Articles

• How to get a credit card with no credit history

  Getting your first credit cards is one of the most important steps toward building strong credit.

  7 min read Jul 04, 2022

  

• How to build credit without a credit card

  In many cases, these alternatives can help your credit score get the boost it needs to boost your financial status.

  5 min read Jun 30, 2022

  

• 5 ways to build credit with no credit history

  There are alternative ways to build credit, like becoming an authorized user, opening a store card or reporting your utility payments each month.

  4 min read Jun 24, 2022

  

• How do credit cards work?

  Credit cards offer a convenient way to pay for your purchases, but what goes on behind the scenes?

  5 min read Jun 06, 2022

  

• What credit cards can you get with a 700 credit score?

  A credit score of 700 may not allow you to fill your wallet with high rewards credit cards named after precious metals and gems, but you’re well on your way if you keep building good credit habits.

  5 min read May 30, 2022

  

• Why is good credit so important?

  Here’s what you need to do to get your score within a good credit range.

  5 min read May 27, 2022

  

• How long does it take to build credit?

  Building a credit score requires consistent positive behavior and most importantly, patience.

  5 min read May 25, 2022

  

• How your credit limit is determined

  A credit card limit is the total amount of money you can charge to a credit card—which is why it’s important to understand how credit limits are determined, how you can avoid spending over your credit [...]

  5 min read May 25, 2022

  

• What do the 3 credit bureaus do?

  Equifax, Experian and TransUnion are the three major credit bureaus that operate in line with the Fair Credit Reporting Act in order to collect and store data for consumer credit reports.

  4 min read May 23, 2022

  

• Credit for kids: How parents can help their child build credit early

  Help your child build credit early and determine whether they’re ready for the responsibility.

  6 min read May 20, 2022