Credit Scores & Reports Advice

Latest Credit Scores & Reports Articles

• How to prequalify for an Amex credit card

  Checking for prequalification with Amex is easy with Bankrate’s CardMatch tool.

  7 min read Nov 16, 2022

  

• How to do a balance transfer with Capital One

  You can transfer a balance to a Capital One card in a few easy steps.

  4 min read Nov 15, 2022

  

• What is a business credit score and how does it work?

  Read on to learn how business credit scores work and how to get one.

  5 min read Nov 09, 2022

  

• How to do a balance transfer with American Express

  Some Amex credit cards offer a 0 percent intro APR for a limited time.

  6 min read Oct 11, 2022

  

• Do I have to pay off credit card debt that’s been sold to a collector?

  Debts, unlike fine wine and my wife, do not improve with age. Unpaid debt doesn’t go away. Until the debt is either paid or forgiven, you still owe the money. This is true even if it’s a credit card [...]

  5 min read Sep 30, 2022

  

• How do credit cards work?

  Credit cards can be a rewarding tool, but only with the right intentions.

  4 min read Sep 22, 2022

  

• Do balance transfers hurt your credit score?

  A debt repayment plan can help you get the most out of a balance transfer.

  3 min read Sep 15, 2022

  

• Can I get a credit card without a Social Security number?

  You may not need an SSN to access credit if you have a credit file or an ITIN.

  4 min read Sep 14, 2022

  

• Does asking for a credit card rate cut affect your credit score?

  A rate decrease won’t hurt your credit unless it triggers a hard inquiry.

  3 min read Sep 07, 2022

  

• When do credit card companies report to the credit bureaus?

  Safeguard your score with a few extra steps regardless of when your issuer reports.

  4 min read Sep 05, 2022