Credit Card Debt

Bankrate's Latest Credit Card Debt Articles

• Nearly half of Americans say boosting emergency savings trumps the need to reduce debt

  Nearly half say they’re addressing their savings problem before paying down debt.

  5 min read Feb 20, 2020

  

• Best credit cards after bankruptcy

  Picking up a credit card after bankruptcy may seem like a huge risk, but this step could actually be crucial to your financial recovery.

  6 min read Jun 11, 2020

  

• Getting a tax refund? Consider these financially responsible ways to use it

  Tackle your debt, build emergency savings or invest this new year.

  4 min read Jan 27, 2020

  

• Why you should pay your credit card every two weeks

  To help keep your credit utilization low, credit card industry analyst Ted Rossman recommends a twice-monthly payment schedule.

  3 min read Jan 01, 2020

  

• What to do about a maxed out credit card

  Whether you’ve maxed out your credit card to handle an emergency, or to take care of a big purchase, you can come back from it. Here’s what to do.

  4 min read Dec 11, 2019

  

• How debt settlement affects credit score

  Debt settlement will deliver a serious hit to your credit score, but you can lessen the blow and rebuild your credit.

  4 min read Nov 14, 2019

  

• How to negotiate a debt settlement

  You can negotiate with your creditors to settle your debt by paying a lump-sum amount that’s less than what you owe. Here’s how.

  7 min read Nov 14, 2019

  

• Best debt relief options for credit card debt

  Need credit card debt relief? Consider debt consolidation, debt management, debt settlement, or bankruptcy.

  7 min read Nov 14, 2019

  

• The psychological perks of paying off debt

  When debt is paid off, the benefits go well beyond the bank.

  5 min read Sep 26, 2019

  

• Millions of Americans have been carrying credit card debt for years

  A new CreditCards.com survey finds credit debt is a long-term issue for many.

  4 min read Feb 21, 2019