SwishFunding&#039;s Top Credit Card Picks

on BILL Spend & Expense's secure site

BILL Divvy Corporate Card

on BILL Spend & Expense's secure site

4.1 Bankrate review

Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.

4.1 Bankrate review

Rewards Rate

2X 2x-7x on Restaurants
2X 2x-5x on Hotels
1.5x 1.5x-2x on Recurring Software Subscriptions
1X 1x-1.5x on Everything Else

Intro offer

N/A

Annual fee

Recommended credit

Good to Excellent (670 – 850)

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

- 2X 2x-7x on Restaurants
- 2X 2x-5x on Hotels
- 1.5x 1.5x-2x on Recurring Software Subscriptions
- 1X 1x-1.5x on Everything Else
Additional features

Purchase intro APR

Balance transfer intro APR

Wells Fargo Active Cash® Card

chance of approval

on Wells Fargo's secure site

Wells Fargo Active Cash® Card

chance of approval

on Wells Fargo's secure site

4.3 Bankrate review

4.3 Bankrate review

Rewards Rate

2% Earn unlimited 2% cash rewards on purchases

Intro offer

Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months

Annual fee

Good to Excellent (670 – 850)

chance of approval

- 2% Earn unlimited 2% cash rewards on purchases
Additional features

Purchase intro APR

Balance transfer intro APR

Discover it® Cash Back

on Discover's secure site

Discover it® Cash Back

on Discover's secure site

Rewards Rate

5% Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate.
1% Plus, earn unlimited 1% cash back on all other purchases - automatically.

Intro offer

Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! There's no minimum spending or maximum rewards. You could turn $150 cash back into $300.

Annual fee

Recommended credit

Good to Excellent (670 – 850)

- 5% Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate.
- 1% Plus, earn unlimited 1% cash back on all other purchases - automatically.
Additional features

Purchase intro APR

Balance transfer intro APR

Ink Business Cash® Credit Card

on Chase's secure site

Ink Business Cash® Credit Card

on Chase's secure site

Rewards Rate

5% Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
2% Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
1% Earn 1% cash back on all other card purchases with no limit to the amount you can earn

Intro offer

Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening

Annual fee

Recommended credit

Good to Excellent (670 – 850)

- 5% Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- 2% Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
- 1% Earn 1% cash back on all other card purchases with no limit to the amount you can earn
Additional features

Purchase intro APR

Balance transfer intro APR

Capital on Tap Business Credit Card

on Capital On Tap's secure site

Capital on Tap Business Credit Card

on Capital On Tap's secure site

3.5 Bankrate review

3.5 Bankrate review

Rewards Rate

1.5% 1.5% unlimited cashback with no annual fee

Intro offer

Spend $15,000 in the first 3 months for $200 cashback

Annual fee

Recommended credit

Good to Excellent (670 – 850)

- 1.5% 1.5% unlimited cashback with no annual fee
Additional features

Purchase intro APR

Balance transfer intro APR

Citi Custom Cash® Card

chance of approval

on Citi's secure site

Citi Custom Cash® Card

chance of approval

on Citi's secure site

Rewards Rate

5% Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter.
1% Earn unlimited 1% cash back on all other purchases.

Intro offer

Earn $200 in cash back after you spend $1500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® points, which can be redeemed for $200 cash back.

Annual fee

Good to Excellent (670 – 850)

chance of approval

- 5% Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter.
- 1% Earn unlimited 1% cash back on all other purchases.
Additional features

Purchase intro APR

Balance transfer intro APR

Blue Cash Everyday® Card from American Express

chance of approval

on American Express's secure site

Blue Cash Everyday® Card from American Express

chance of approval

on American Express's secure site

4.6 Bankrate review

See Rates & Fees , Terms Apply

4.6 Bankrate review

See if you're pre‐qualified for this card with Approval Odds

Rewards Rate

3% 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
3% 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
3% 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.
1% 1% Cash Back on other purchases.

Intro offer

Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.

Annual fee

Good to Excellent (670 – 850)

chance of approval

- 3% 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
- 3% 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
- 3% 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.
- 1% 1% Cash Back on other purchases.
Additional features

Purchase intro APR

Balance transfer intro APR

Capital One Spark Miles for Business

on Capital One's secure site

Capital One Spark Miles for Business

on Capital One's secure site