Credit Cards: Find the Right Offer For You & Apply Online

Bankrate's featured credit cards for August 2022

Here are some of our most popular credit card offers this month. Whether you are interested in a lower interest rate, travel rewards, cash back or other perks, we can help you find the right credit card from our partners. Compare your favorite offers and apply simply and securely.

Best for flexible redemption options

Capital One Venture Rewards Credit Card

Apply Now On Capital One's secure website

Recommended Credit Score: Good to Excellent (670 - 850)

Features

Rewards Rate:: Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options Earn unlimited 2X miles on every purchase, every day.
Welcome Offer:: New Venture cardholders can earn 75,000 miles once they spend $4,000 on purchases within 3 months from account opening
Regular APR:: 17.49% - 25.49% (Variable)
Purchase Intro APR:: N/A
Balance Transfer Intro APR:: N/A
Annual Fee:: $95

Bankrate's View

Card Details

Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
Earn unlimited 2X miles on every purchase, every day
Miles won't expire for the life of the account and there's no limit to how many you can earn
Receive up to a $100 credit for Global Entry or TSA PreCheck®
Enjoy two complimentary visits per year to Capital One Lounges or to 100+ Plaza Premium Lounges through our Partner Lounge Network
Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
Transfer your miles to your choice of 15+ travel loyalty programs

Best for flat-rate travel rewards

Bank of America® Travel Rewards credit card

Apply Now On Bank of America's secure website

Recommended Credit Score: Good to Excellent (670 - 850)

Features

Rewards Rate:: Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire.
Welcome Offer:: 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
Regular APR:: 16.24% - 26.24% Variable APR on purchases and balance transfers
Purchase Intro APR:: 0% Intro APR for 15 billing cycles for purchases
Balance Transfer Intro APR:: N/A
Annual Fee:: $0

Bankrate's View

Card Details

Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire.
25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.
0% Introductory APR for 15 billing cycles for purchases. After the intro APR offer ends, 16.24% - 26.24% Variable APR will apply.
If you're a Preferred Rewards member, you can earn 25%-75% more points on every purchase. That means instead of earning an unlimited 1.5 points for every $1, you could earn 1.87-2.62 points for every $1 you spend on purchases.
Contactless Cards - The security of a chip card, with the convenience of a tap.
This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

BEST FOR CAR ENTHUSIASTS

My GM Rewards Card™

Apply Now On Goldman Sachs Bank USA's secure website

Recommended Credit Score: Good to Excellent (670 - 850)

Features

Rewards Rate:: Earn unlimited 7x total points with GM.* 4x points on purchases everywhere else.*
Welcome Offer:: Get 15,000 bonus points after you spend $1,000 in your first three months.*
Regular APR:: 16.49% - 26.49% variable purchase APR based on creditworthiness. Rates as of 7/1/2022*
Purchase Intro APR:: 0% Intro Purchase APR for 12 Months*
Balance Transfer Intro APR:: N/A
Annual Fee:: $0*

Bankrate's View

Card Details

The only U.S. co-branded card that offers unlimited 4x points on all purchases and no annual fee.*
Get 15,000 bonus points after you spend $1,000 in your first three months.*
Earn unlimited 7x total points with GM.*
Redeem towards a new GM vehicle purchase or lease with no limit. Points add up fast, if you spend $12,000 a year, you will earn at least 48,000 pts/$480 toward future redemption with GM
0% intro APR on purchases for the first 12 months, then a variable APR of 16.49% to 26.49%.*
No annual fee, no foreign transaction fees, or cash advance fees. Late fees may apply.*
See if you're approved with no impact to your Credit Score. Accepting a card after your application is approved will result in a hard inquiry, which may impact your credit score.
Terms & Limitations Apply. Click here to see *Rates and Terms and Benefit Terms. Select 'Apply Now' to learn more about the product features, terms, conditions and Program Rules. Subject to credit approval.

Credit Card Reviews

Student

Travel

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Discover it® Balance Transfer review: The most rewarding balance transfer card available

Enjoy a generous rewards structure, first-year cash back matching and a long intro balance transfer APR.

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The Ritz-Carlton Rewards® Credit Card review

The Ritz-Carlton Rewards Credit Card can be well worth the substantial price of ownership as long as you make sure you maximize all the benefits it offers.

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Alliant Cashback Visa® Signature Credit Card review

This cash back card is ideal for users seeking to do a lot of spending that isn’t specific to certain rewards categories.

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Here come the credit card rate hikes

If you’re planning to apply for a new credit card in 2017, know this: The interest rate you pay likely will be higher than it was just a few weeks ago.

3 min read Jan 03, 2017