Credit Cards: Find the Right Offer For You & Apply Online

Bankrate's featured credit cards for May 2022

Here are some of our most popular credit card offers this month. Whether you are interested in a lower interest rate, travel rewards, cash back or other perks, we can help you find the right credit card from our partners. Compare your favorite offers and apply simply and securely.

Best for sign-up bonus

Chase Freedom Unlimited®

Apply Now On Chase's secure website

Recommended Credit Score: Good to Excellent (670 - 850)

Features

Rewards Rate:: Enjoy 5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service 1.5% on all other purchases
Welcome Offer:: Intro Offer: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
Regular APR:: 15.24% - 23.99% Variable
Purchase Intro APR:: 0% Intro APR on Purchases for 15 months
Balance Transfer Intro APR:: 0% Intro APR on Balance Transfers for 15 months
Annual Fee:: $0

Bankrate's View

Card Details

Intro Offer: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
Enjoy 6.5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
After your first year or $20,000 spent, enjoy 5% cash back on Chase travel purchased through Ultimate Rewards®, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.24% - 23.99%.
No annual fee – You won’t have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.

Best for 2% cash rewards

Wells Fargo Active Cash® Card

Apply Now On Wells Fargo's secure website

Recommended Credit Score: Good to Excellent (670 - 850)

Features

Rewards Rate:: Earn unlimited 2% cash rewards on purchases
Welcome Offer:: Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
Regular APR:: 15.74%, 20.74%, or 25.74% Variable APR
Purchase Intro APR:: 0% intro APR for 15 months from account opening
Balance Transfer Intro APR:: 0% intro APR for 15 months from account opening on qualifying balance transfers
Annual Fee:: $0

Bankrate's View

Card Details

Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
Earn unlimited 2% cash rewards on purchases
0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 15.74%, 20.74%, or 25.74% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
$0 annual fee
No categories to track or remember and cash rewards don't expire as long as your account remains open
Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Active Cash® Card
Select "Apply Now" to learn more about the product features, terms and conditions

BEST BALANCE TRANSFER CARD WITH REWARDS

Discover it® Balance Transfer

Apply Now On Discover's secure website

Recommended Credit Score: Good to Excellent (670 - 850)

Features

Rewards Rate:: Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. Earn unlimited 1% cash back on all other purchases - automatically.
Welcome Offer:: Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
Regular APR:: 12.24% - 23.24% Variable
Purchase Intro APR:: 0% for 6 months
Balance Transfer Intro APR:: 0% for 18 months
Annual Fee:: $0

Bankrate's View

Card Details

Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! There's no minimum spending or maximum rewards. You could turn $150 cash back into $300.
Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
Redeem cash back any amount, any time. Rewards never expire.
No annual fee.
Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
Click "Apply Now" to see rewards, FICO® Credit Score terms, Cashback Match™ details & other information.

Credit Card Reviews

Student

Travel

Next Millennium Credit Card review: The store card shoppers may want to return

This 0 percent APR card is ideal for My Unique Outlet shoppers with limited credit.

Read full review

Credit One Bank American Express® Card review: Adding on Amex for boosted value?

Amex features give this card an edge over many other Credit One and similar cards.

Read full review

Marriott Bonvoy Business™ American Express® Card review

This card offers great rewards and hotel perks, especially for Marriott enthusiasts.

Read full review

Western Union® Netspend® Prepaid Mastercard review

This prepaid card features free direct deposits and high APY savings accounts.

Read full review

Wyndham Rewards® Earner℠ Business Credit Card review

This business credit card is ideal for small business owners whose work requires frequent travel.

Read full review

How to save on cosmetic procedures using your credit card

If you’re planning to splurge for a cosmetic procedure, a credit card can offer a line of credit to pay it off.

6 min read May 23, 2022

woman receiving a beauty treatment in a medical office

How to get a credit card for the first time

There are different ways to approach your first credit card

7 min read Apr 28, 2021

young man holding a credit card and looking at his phone

Do American Express Membership Rewards points expire?

The American Express Membership Rewards program is known for its flexibility and points value.

3 min read May 23, 2022

What are contactless credit cards?

Contactless payments are becoming more common as consumers become familiar with the no-touch form of payment.

4 min read May 23, 2022

Do all grocery store purchases earn grocery cash back rewards?

A reader wonders if all purchases made at a grocery store, and not just food items, qualify for grocery cash back rewards.

3 min read May 23, 2022

Visa vs. Mastercard: Which card is better for your wallet?

Learn the differences between Visa and Mastercard.

4 min read May 23, 2022

Woman using credit card to pay at small business

What do the 3 credit bureaus do?

Equifax, Experian and TransUnion are the three major credit bureaus that operate in line with the Fair Credit Reporting Act in order to collect and store data for consumer credit reports.

4 min read May 23, 2022

woman checking her phone and working on her laptop

“Can I have $20?”: When to give your child a debit card

Managing a debit card can provide valuable financial lessons, but it’s important to make sure your child is ready.

6 min read May 20, 2022

two teenage friends looking into a store window on a city street

Why the Amex Platinum is a great card for active duty military

Get all the generous benefits this card offers for an annual fee of $0.

6 min read May 20, 2022

military father hugging his daughter when arriving home

Citi Simplicity Card benefits guide

The Citi Simplicity Card has extended its introductory balance transfer offer, and here’s what you should know.

3 min read May 20, 2022

Credit cards

Card Type

Card Issuer

Credit Type

Bankrate's featured credit cards for May 2022

Best for sign-up bonus

Chase Freedom Unlimited®

Best for 2% cash rewards

Wells Fargo Active Cash® Card

BEST BALANCE TRANSFER CARD WITH REWARDS

Discover it® Balance Transfer

Credit Card Tools

Credit Card Compare Tool

Spender Type Tool

More Tools

Credit Card Reviews

Editor's Picks

How to get a credit card for the first time

Do American Express Membership Rewards points expire?

Do all grocery store purchases earn grocery cash back rewards?

What do the 3 credit bureaus do?

Why the Amex Platinum is a great card for active duty military

Guide to Citi ThankYou Rewards transfer partners

How to maximize cash back with rotating bonus categories

Best credit card combinations to maximize rewards

Latest Articles

How to save on cosmetic procedures using your credit card

How to get a credit card for the first time

Do American Express Membership Rewards points expire?

What are contactless credit cards?

Do all grocery store purchases earn grocery cash back rewards?

Visa vs. Mastercard: Which card is better for your wallet?

What do the 3 credit bureaus do?

“Can I have $20?”: When to give your child a debit card

Why the Amex Platinum is a great card for active duty military

Citi Simplicity Card benefits guide

The trusted source for financial information, used by