Editor’s note: This is a transcript of the audio file.

Everyday items are getting more expensive. But, you can save money by fighting back. I’m Kristin Arnold with your Bankrate.com Personal Finance Minute.

Cooking your own food has long been a way to save money. As the cost of groceries climb, it may be time to take out those scissors and cut coupons and buy generic brands. Just by performing those two acts, you can shave over 3.5% off your food bill.

Although the skies aren’t so friendly anymore, flying is still the fastest way to get from point A to B. Just remember that by flying on off-peak times (the first and last flights of the day) and off-peak days (Thursday and Saturday) you’ll automatically shave 5% off your ticket.

The main reason everything is getting pricier is because of the rising demand for fuel. A couple of obvious and cheap ways to save on gas is to carpool, combine errands into one trip, check your tire pressure, and search for low gas prices in and around your home or work.

Rising prices are inevitable, but there are ways to save … it just takes a little effort.

For more ways to save, visit the Smart Spending section at Bankrate.com. I’m Kristin Arnold.