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Bankrate’s editorial team writes on behalf of YOU – the reader. Our goal is to give you the best advice to help you make smart personal finance decisions. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. So, whether you’re reading an article or a review, you can trust that you’re getting credible and dependable information.
You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey.
Bankrate follows a strict editorial policy, so you can trust that our content is honest and accurate. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. The content created by our editorial staff is objective, factual, and not influenced by our advertisers.
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Editor’s note: This is a transcript of the audio file.
We all have our regrets … whether it’s a hairstyle or tattoo. But what some people regret the most is not saving enough money. I’m Kristin Arnold with your Bankrate.com Personal Finance Minute.
A recent poll by the National Foundation for Credit Counseling found that 53 percent of the respondents regret chronic overspending and not saving enough. Other regrets include not preparing adequately for retirement, buying a house and not buying a house.
Despite the varying regrets … consumers should not dwell on the past says Gail Cunningham, spokesperson for the NFCC. Instead, consumers should take action now by constructing a plan that includes creating a budget for both long-term and short-term goals, track spending, get financially organized, establish an emergency fund for the unexpected and broadly plan for the future.
Bankrate.com has hundreds of calculators that can help you better manage your money, compare savings accounts, insure your life, retire in style and … if you want … find the best mortgage rate so you can purchase that house.
All you have to do is log on to Bankrate.com and click on the calculators tab. I’m Kristin Arnold.
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