THE INSTITUTION'S SCORE
Capital works as a cushion against losses and provides protection for members when a credit union is experiencing financial instability. Therefore, an institution's level of capital is a valuable measurement of its financial strength. From a safety and soundness perspective, the more capital, the better.
On our test to measure the adequacy of a credit union's capital, YUMA COUNTY received a score of 14 out of a possible 30 points, below the national average of 15.65.
YUMA COUNTY appears to be on less solid financial footing than its peers in this area, with a capitalization ratio of 14.00 percent in our test, lower than the average for all credit unions.