THE INSTITUTION'S SCORE
Capital works as a cushion against losses and provides protection for members during times of financial trouble for the credit union. Therefore, when it comes to measuring an an institution's financial resilience, capital is valuable. When it comes to safety and soundness, the higher the capital, the better.
On our test to measure capital adequacy, YELLOWSTONE received a score of 4 out of a possible 30 points, falling short of the national average of 15.65.
YELLOWSTONE had a capitalization ratio of 4.00 percent in our test, worse than the average for all credit unions, suggesting that it's on less solid financial footing than its peers.