A credit union's profitability affects its long-term survivability. Earnings can be retained by the credit union, increasing its capital cushion, or be used to address problematic loans, likely making the credit union better able to withstand economic trouble. Conversely, losses take away from a credit union's ability to do those things.
WOOD COUNTY COMMUNITY scored 0 out of a possible 30 on Bankrate's earnings test, coming in below the national average of 10.11.
WOOD COUNTY COMMUNITY had an earnings ratio of 0.00 percent in our test, higher than the average for all credit unions, suggesting that it's outperforming its peers in this area.