THE INSTITUTION'S SCORE
Capital acts as a buffer against losses and affords protection for members when a credit union is experiencing economic instability. Therefore, when it comes to measuring an a credit union's financial strength, capital is crucial. When it comes to safety and soundness, the more capital, the better.
On our test to measure the adequacy of a credit union's capital, WINDTHORST achieved a score of 22 out of a possible 30 points, beating the national average of 15.65.
WINDTHORST had a capitalization ratio of 22.00 percent in our test, above the average for all credit unions, suggesting that it could be more resilient in a crisis than its peers.