THE INSTITUTION'S SCORE
Capital acts as a buffer against losses and provides protection for members when a credit union is struggling financially. Therefore, an institution's level of capital is an important measurement of its financial fortitude. When it comes to safety and soundness, the higher the capital, the better.
On our test to measure capital adequacy, WILMAC EMPLOYEES' scored 26 out of a possible 30 points, beating the national average of 15.65.
WILMAC EMPLOYEES' appears to be on more solid financial footing than its peers, with a capitalization ratio of 26.00 percent in our test, better than the average for all credit unions.