THE INSTITUTION'S SCORE
Capital acts as a buffer against losses and as protection for members when a credit union is experiencing economic instability. Therefore, when it comes to measuring an an institution's financial strength, capital is valuable. When it comes to safety and soundness, the higher the capital, the better.
On our test to measure the adequacy of a credit union's capital, WILLIS CREDIT UNION racked up 16 out of a possible 30 points, better than the national average of 15.65.
WILLIS CREDIT UNION had a capitalization ratio of 16.00 percent in our test, the same as the average for all credit unions, a sign that it's running neck and neck with its peers.