How successful a credit union is at making money affects its long-term survivability. Earnings may be retained by the credit union, boosting its capital buffer, or be used to deal with problematic loans, potentially making the credit union better able to withstand financial shocks. Losses, on the other hand, lessen a credit union's ability to do those things.
On Bankrate's earnings test, WILLIAMSON COUNTY CATHOLIC scored 18 out of a possible 30, better than the national average of 10.11.
One indication that WILLIAMSON COUNTY CATHOLIC is beating its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.