A credit union's ability to earn money affects its long-term survivability. Earnings can be retained by the credit union, expanding its capital cushion, or be used to deal with problematic loans, likely making the credit union more resilient in tough times. Credit unions that are losing money, however, are less able to do those things.
WHITESVILLE COMMUNITY scored 4 out of a possible 30 on Bankrate's earnings test, lower than the national average of 10.11.
WHITESVILLE COMMUNITY had an earnings ratio of 0.00 percent in our test, better than the average for all credit unions, a sign that it's outperforming its peers in this area.